Like many of today’s processes in banking, strategic planning is undergoing a dramatic shift. One of the core responsibilities of a bank board is to approve, support, and monitor its strategic plan.

Tell me if you’ve heard this: An inverted yield curve is highly correlated with a subsequent recession. And might I point out that the U. S. treasury curve has been upside down for pushing two years now?

“Pig butchering” scams — in which victims invest increasing sums in supposedly legitimate virtual currency enterprises before being conned out of their money — depend on cryptocurrencies to function. But the connections between crypto and this skyrocketing scam run much deeper than the fake investments that ensnare consumers.

A new form of investment scam has skyrocketed in recent years as criminal syndicates target consumers through online channels. Called “pig butchering,” this new scam is increasingly relevant, including among the consumers and communities that community banks serve.

Banks and their customers continue to be challenged by a rise in fraud and scams across payment types. Most significantly, check fraud has emerged over the past several years as a leading concern.

Did you know you can search for a course in the Search Courses tab rather than browsing through each of the course catalogs? Enter in a key term and all courses will appear with that key word in the title or description.

Don’t miss the new Enhancing Organizational Value Conference presented by ICBA Education and experts from Gerrish Smith Tuck, to gain insights into critical corporate governance topics like stock liquidity, capital raising, succession planning, and employee retention.

When margins are narrow, there is only ‘so much’ value you can squeeze out of your assets and liabilities. It is time to rethink balance sheet growth and strategies to achieve results.

A new year, and many things old are new again, including the Dodd-Frank Act (DFA); data privacy; Community Reinvestment Act (CRA); Unfair, Deceptive, or Abusive Acts or Practices Act (UDAAP); and beneficial ownership disclosure. There’s new activity, too, including calculating, disclosing and implementing fees on accounts.

As we have navigated the holiday season, and hopefully had some time to wrap up some gifts as well as a successful 2023, let’s now spend a few minutes looking into pockets of relative value in the bond market.