The propensity of federal banking regulators to enact new regulatory burdens on community banks in response to the risky behavior of the largest institutions—a decades-long problem for local lenders—has only accelerated in recent months.

Bankers are operating in a fast-paced world, with solutions addressing customer growth and engagement. This technology can be a key driver to help them become more competitive; however, these solutions can only help if deployed strategically.

Did you know there is a report option in the Learning Management System that allows you to see how many times it took an employee to pass a course test?

Your Bank Director Program subscription includes access to 20 online courses on topics ranging from the Bank Secrecy Act to Understanding UDAAP. These courses are a wonderful way to onboard new directors while ensuring your seasoned directors are up to speed.

Cloud security has become increasingly crucial as more community banks are transitioning from on-premises solutions to cloud-based services. The rapid transition to the cloud has greatly expanded the potential areas for cyberattacks, posing a significant challenge for security teams.

Like many of today’s processes in banking, strategic planning is undergoing a dramatic shift. One of the core responsibilities of a bank board is to approve, support, and monitor its strategic plan.

Tell me if you’ve heard this: An inverted yield curve is highly correlated with a subsequent recession. And might I point out that the U. S. treasury curve has been upside down for pushing two years now?

“Pig butchering” scams — in which victims invest increasing sums in supposedly legitimate virtual currency enterprises before being conned out of their money — depend on cryptocurrencies to function. But the connections between crypto and this skyrocketing scam run much deeper than the fake investments that ensnare consumers.

A new form of investment scam has skyrocketed in recent years as criminal syndicates target consumers through online channels. Called “pig butchering,” this new scam is increasingly relevant, including among the consumers and communities that community banks serve.

Banks and their customers continue to be challenged by a rise in fraud and scams across payment types. Most significantly, check fraud has emerged over the past several years as a leading concern.