Meet your bank’s evolving needs, the expectations of the audit committee, and the examiners! Our curriculum will expand your knowledge of auditing and banking whether you are a veteran auditor or new to the audit function. The curriculum is designed to provide tools and step-by-step procedures to establish and maintain an effective internal audit function within a community bank. Areas covered include auditing basics, internal auditing working papers, auditing liabilities and other activities, auditing assets, and bank information systems auditing. Unique to this institute is a pre-recorded session, digitally delivered to attendees to begin their learning prior to attending the institute. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285. Learning Objectives: Understand the role of internal audit and the key elements of a bank’s audit program. Define internal controls and the methods of testing internal controls. Outline what should be included in your internal audit charter. Identify common fraud losses affecting banks and who commits fraud. Determine how your audit function should be structured for appropriate governance over IT. Learn how your organization can appropriately assess risks and understand the requirements when performing risk assessments. Distinguish between the types of data analytics and tools used for effective review. Understand the processes for auditing liabilities and assets. And more!

Model Risk Management (MRM) establishes the foundation for ensuring optimal model performance. Yet determining how to implement a “right-sized” approach can be challenging for many institutions. This session provides a roadmap for building a strong MRM program from the ground up. Beginning with a practical definition of what constitutes a “model,” the webinar walks through the essential components of an effective framework; including governance, processes, and cultural mindset. Attendees will learn the key steps required to develop an MRM program that fits their institution’s size, complexity, and strategic needs. Learning Objectives: Analyze evolving regulatory expectations. Develop policies, inventories, and risk rating methodologies that appropriately align with regulatory guidance and organizational needs. Establish and apply a robust “effective challenge” process. Evaluate and address both cultural and technical challenges. Duration: 60-minutes Presented live and recorded on 4/29/26.

This exercise will support and enhance the capabilities of community banks and the broader financial services sector in identifying, mitigating, responding to, and recovering from cyber incidents. The scenario is cascading in nature, with community banks facing escalating cybersecurity challenges—including phishing attacks, unauthorized use of AI tools, ransomware incidents, and data breaches that expose sensitive information. Participants will have the opportunity to explore the impacts of cyberattacks that compromise business operations and customer data, as well as discuss their response plans, actions, and capabilities. Community bank technical staff and senior leadership are encouraged to participate together as a team. Registration This three-hour cyber tabletop exercise will be conducted virtually in collaboration with CISA. Each member of your team must register individually, even if you plan to join from a shared location on the day of the event. Do not share login information. Complimentary to ICBA Members. Due to a lapse in funding at the U.S. Department of Homeland Security, there is a possibility that the event may need to be postponed. Updates will be provided by ICBA Education. Registration questions? Call 800-422-7285 or email education@icba.org .

Assessing creditworthiness of a borrower is about information. This course focuses on the critical issues arising through preparation of financial statements by the borrower, the role of accountants, the calculation of key ratios, and the use of financial statements in the credit decision process.? Through practical applications for the community bank, learn how you can make a positive impact on your bank's bottom line and improve loan decision making. Learning Objectives: Review accounting principles and financial statement construction. Discuss necessary reclassification of income on financial statements. Become familiar with the Financial Analysis Process. Review key financial ratios used to assess borrower performance. Use the discount code MULTI_CFSA and receive $100 off when you register for both the Financial Statement Analysis and Cash Flow Analysis sessions!