Navigating the rules around IRAs can feel overwhelming for those new to retirement planning, especially considering contributions, distributions, and rollovers. This course is a must if you are new to IRAs and want to build a solid foundation in the most common IRA transactions and rules. You’ll learn the fundamentals of both Traditional and Roth IRAs, from how contributions and distributions work to the portability of accounts. The session also covers the rules governing rollovers between employer-sponsored plans and IRAs, giving you the confidence to manage retirement accounts effectively and avoid common mistakes. Learning Objectives: Identify the key differences between Traditional and Roth IRAs. Build a foundational knowledge base to confidently navigate IRA related decisions. Recognize common IRA transactions and their implications. Duration: 60-minutes Presented live and recorded on 05/05/26.

ACH payments are processed at staggering volumes that average 134 million transactions every day. With that scale comes risk, making it critical for bankers to spot and mitigate threats to both their institutions and customers. This session takes you inside the mindset of modern fraudsters targeting ACH transactions, exposing their most common tactics, and equipping you with practical strategies to strengthen defenses and protect your systems. Learning Objectives: Identify common ACH fraud schemes and red flags. Gain insights into emerging fraud techniques. Learn practical methods to detect and mitigate risk. Explore case studies illustrating successful interventions. Duration: 60-minutes Presented live and recorded on 05/06/26.

There is still quite a bit of discomfort in the commercial real estate market. During this one-hour webinar we will look at the causes of what has become, in some locations, an all-out four alarm credit firestorm. We will start with a case study of one region and what took the real estate market down over a period of just a few years. From this case study, we will look at the types of credit structure that are reasonable and can be implemented now to protect your bank. We will also look at the various areas within the CRE markets, giving the attendees some insight into what to look for in commercial real estate lending in office, multi-family, commercial and mixed use for the near future. Learning Objectives: Explain the key economic, credit, and market forces contributing to current instability in the commercial real estate (CRE) market. Evaluate alternative credit structures and risk mitigation strategies that can be implemented today to protect bank portfolios. Identify early warning indicators and underwriting considerations for CRE lending in the near-term market environment. Apply practical insights from the case study and market analysis to improve CRE credit decision-making within your institution. Duration: 60-minutes Presented live and recorded on 5/7/26.

In an ever-changing regulatory and accounting environment, it is important that call report preparers and reviewers remain up to date. Attend this seminar for a detailed discussion of each call report schedule as well as the real-life challenges of completing an accurate call report. To help explain the requirements, detailed examples are provided and there is an opportunity to ask questions specific to your situation. Learning Objectives: Line-item detail review of the Call Report with an emphasis on those areas most pertinent to community banks. Review of form FFIEC 041 and 051 related instructions. Review of Schedule RC-R, Regulatory Capital, and the capital conservation buffer. Recent revisions of the Call Report and the implications. Review of call report general instructions, line-item instructions, and other resources. Accounting pronouncements and their effect on the Call Report. Discussions regarding an efficient preparation of the Call Report. Discussion of common errors and their resolution. Sufficient time for questions and answers. Use discount code MULTI_CR to register for both the Introduction to Call Report and Advanced Call Report Seminars and save $100!