This advanced session builds on the materials presented in the Loan Review Seminar to take your analysis skills to the next level. Learn about the common loan level challenges, such as the intricacies of computing global cash flows for businesses and their guarantors.  Discuss portfolio topics such as concentrations, changes in loan terms, trends in the economy and their impact on your loan review. Engage in lively exchanges as we debate the pros and cons of lending to companies with strong cash flows and weak collateral versus organizations with weak cash flow and strong collateral. Learning Objectives Move beyond the calculations and gain a thorough understanding of credit administration review. Analyze enhanced credit risk monitoring (stress testing, concentrations of credit). Understand global cash flow analysis. Review agricultural credit. Perform collateral valuation updates. Examine advanced problem loan management. Navigate regulatory enforcement actions. Use the discount code MULTI_LR and receive $100 off when you register for both the Loan Review and Advanced Loan Review sessions!

The agricultural industry continues to face significant challenges in 2026, creating heightened risk across agricultural lending portfolios. In response to these conditions, ICBA is offering a timely webinar designed to provide bankers with a clear view of the current agricultural landscape and practical strategies for managing risk. This session will examine the key issues affecting today’s agricultural borrowers and provide updates across major farming sectors, including crop production, cattle, poultry, and hog operations. Participants will gain actionable insights and informed guidance on the tools and options available to help protect their institutions while effectively supporting farm clients through ongoing market pressures. Learning Objectives: Identify key economic, environmental, and industry factors affecting agricultural producers in 2026. Understand the current financial conditions for crop, cattle, poultry, and hog operations. Utilize tools and options within the bank’s credit risk management toolbox to mitigate exposure. Duration: 60-minutes Presented live and recorded on 04/23/26.  

Meet your bank’s evolving needs, the expectations of the audit committee, and the examiners! Our curriculum will expand your knowledge of auditing and banking whether you are a veteran auditor or new to the audit function. The curriculum is designed to provide tools and step-by-step procedures to establish and maintain an effective internal audit function within a community bank. Areas covered include auditing basics, internal auditing working papers, auditing liabilities and other activities, auditing assets, and bank information systems auditing. Unique to this institute is a pre-recorded session, digitally delivered to attendees to begin their learning prior to attending the institute. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285. Learning Objectives: Understand the role of internal audit and the key elements of a bank’s audit program. Define internal controls and the methods of testing internal controls. Outline what should be included in your internal audit charter. Identify common fraud losses affecting banks and who commits fraud. Determine how your audit function should be structured for appropriate governance over IT. Learn how your organization can appropriately assess risks and understand the requirements when performing risk assessments. Distinguish between the types of data analytics and tools used for effective review. Understand the processes for auditing liabilities and assets. And more!

Model Risk Management (MRM) establishes the foundation for ensuring optimal model performance. Yet determining how to implement a “right-sized” approach can be challenging for many institutions. This session provides a roadmap for building a strong MRM program from the ground up. Beginning with a practical definition of what constitutes a “model,” the webinar walks through the essential components of an effective framework; including governance, processes, and cultural mindset. Attendees will learn the key steps required to develop an MRM program that fits their institution’s size, complexity, and strategic needs. Learning Objectives: Analyze evolving regulatory expectations. Develop policies, inventories, and risk rating methodologies that appropriately align with regulatory guidance and organizational needs. Establish and apply a robust “effective challenge” process. Evaluate and address both cultural and technical challenges. Duration: 60-minutes Presented live and recorded on 4/29/26.