Bank Compliance Center

In today’s banking environment as soon as one big new regulation is implemented another pops up. ICBA’s compliance training opportunities and exceptional resources, online and offline, will help your community bank stay informed and one step ahead of the regulators.

Recent Compliance News



Mar 27, 2025 | NewsWatch Today
HUD revises residency requirements for FHA loans

The Federal Housing Administration published revisions to residency requirements that will eliminate the “Non-permanent Residents” category in both the Single Family Title I and Title II programs.

Mar 27, 2025 | NewsWatch Today
Treasury publishes final rule removing BOI reporting requirements for U.S. companies

The Treasury Department announced the formal publication of the Financial Crimes Enforcement Network interim final rule that removes the requirement for U.S. companies and U.S. persons to report beneficial ownership information to FinCEN under the Corporate Transparency Act.

Mar 27, 2025 | NewsWatch Today
CFPB withdraws court filing claiming Reg E applies to wire transactions

The Consumer Financial Protection Bureau withdrew a court filing in which it previously argued that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E.

Mar 25, 2025 | NewsWatch Today
FinCEN publishes FAQs on border Geographic Targeting Order

The Financial Crimes Enforcement Network published responses to frequently asked questions about its March 11 Geographic Targeting Order to combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along the southwest border of the United States.

Upcoming Compliance Training
Jun 3, 2025 | Institute - Livestream

Compliance Institute


Jun 24, 2025 | Webinar

Puzzle of Check Compliance


Aug 5, 2025 | Institute - Live

BSA/AML Institute


Compliance Question of the Week

Question: How does a servicer find out about a military service-related death? Is the responsibility on the surviving spouse or family to notify the lender? Or is the information included in the DMDC system (or similar data source)?

ANSWER: 

The military will notify only the service member’s family or next of kin in case of death.

It is the responsibility of the service member’s family or designated representative to handle personal affairs for the deceased.  The servicer may also obtain this information from the surviving spouse when attempting to make third party contact to ascertain the reason for delinquency.

Reference: Fed. Consumer Compliance Outlook, 1st Quarter 2013, as updated in Dec. 2015.

 

Compliance Vault



The ICBA Compliance Vault is now available as a member benefit to all ICBA members.

The Compliance Vault is a reliable search tool that helps you find answers to your regulatory compliance questions, with access to over 2,500 Q&As, select online courses, and documents.

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Compliance Resources



Earn your Community Bank Compliance Officer Certification at the ICBA Compliance Institute

Compliance Graphic Square

To earn the Certified Community Bank Compliance Officer (CCBCO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s).

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

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