Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

‘Pig butchering’ links to crypto demand policy response

Apr 11, 2024
“Pig butchering” scams — in which victims invest increasing sums in supposedly legitimate virtual currency enterprises before being conned out of their money — depend on cryptocurrencies to function. But the connections between crypto and this skyrocketing scam run much deeper than the fake investments that ensnare consumers.

‘Pig butchering’ crypto scams a growing concern

Apr 11, 2024
A new form of investment scam has skyrocketed in recent years as criminal syndicates target consumers through online channels. Called “pig butchering,” this new scam is increasingly relevant, including among the consumers and communities that community banks serve.

Community Banks are Fighting Check Fraud on the Front Lines

Mar 20, 2024
Banks and their customers continue to be challenged by a rise in fraud and scams across payment types. Most significantly, check fraud has emerged over the past several years as a leading concern.

ICBA Center for Innovation: The Next Chapter in Fostering Community Bank-Fintech Partnerships

Feb 16, 2024
It’s an exciting time for ICBA Innovation, culminating in the long-awaited opening of ICBA’s Center for Innovation—an initiative more than a year in the making with the promise to help drive community bank innovation.

Six Payment Trends Shaping Community Bank Priorities in 2024

Jan 10, 2024
To ease the regulatory and economic forces pressuring margins and embrace new payments opportunities, community banks should focus on six key trends this year to drive their payments plans and activities

ICBA’s Community Bank Mission Critical to 2023 Successes

Dec 18, 2023
At a time when consequential failures at large, risky banks led to major media outlets erroneously directing blame to Main Street community banks, ICBA was there defending and promoting the community banking business model—differentiating community banks when it was needed most.

ICBA: Accelerating Community Bank Innovation

Dec 6, 2023
This time of year, we often take stock of our accomplishments and look ahead to the possibilities and opportunities awaiting us in the coming year. Certainly, when it comes to blazing ICBA’s innovation path for community bankers, we’ve upped the ante significantly in 2023.

Beyond Cards: ICBA Payments Launches to Help Community Banks Meet Their “Why”

Nov 14, 2023
As payments has evolved, so has ICBA Bancard, and with that came the opportunity to rebrand who we are in light of our why. I’m proud to introduce ICBA Payments.

Unlocking Potential: Community Banker University is now ICBA Education

Nov 6, 2023
As ICBA and our industry continues to differentiate and evolve, we are excited to announce the next stage of our journey as we rebrand from Community Banker University to ICBA Education.

Why Shifts in Payments Behavior Are Driving Community Bank Innovation

Nov 3, 2023
We have been experiencing an acceleration in innovation since the start of the pandemic. MuleSoft reported that in 2022, 72 percent of customer interactions occurred over digital channels—nearly double that of 2021—proof that we are living the digital-first experience.