Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Community Banks Flock to ICBA ThinkTECH Accelerator as Program Reaches Peak Capacity

May 30, 2023
They say, "success begets success" and in the case of the ICBA ThinkTECH Accelerator program this timeless belief holds true. Before we even hit the halfway point on our fifth accelerator program, which kicked off on April 24, we found out that we’d reached capacity for both in-person and virtual bank visits.

Unpacking the Path to Today’s Instant Payments

May 23, 2023
When it comes to digital payments, we’ve come a long way. Global mobile payment transactions are valued at over $2 trillion, and more than three-quarters of consumers cite their preference for banking digitally.

How to Avoid the Repercussions of “Friendly Fraud”

Apr 28, 2023
Friendly fraud is on the rise, now accounting for up to 75% of all chargebacks. From instances of kids using their parents’ cards to purchase items to flat-out falsification to reverse an overspend, friendly fraud occurs when a cardholder disputes a legitimate transaction as fraud with the hope of having those funds returned.

Community Banking Month: Celebrating Servant Leadership

Apr 25, 2023
Paying it forward — or repaying a kindness received with a good deed to someone else — is more than a concept, it’s put into practice every day at the nation’s community banks.

ICBA Continues Fighting to Differentiate Community Banks Following Large, Risky Bank Closures

Mar 31, 2023
ICBA and community banks have been on a rollercoaster since the March 10 failure of Silicon Valley Bank, but we have once again proven to be strong and resilient. And we have done it by working together on behalf of our industry and the local communities we serve.

Building a Concrete Roadmap for Your Digital Transformation

Mar 28, 2023
According to the latest survey from the Conference of State Banking Supervisors, 99.8 percent of community bankers feel the adoption of new or emerging technologies to meet customer demand is at least somewhat important, with 64.7 percent labeling it “extremely” or “very” important.

ThinkTECH Accelerator: Evolving to Address Market Pressures and Community Bank Needs

Mar 23, 2023
As news outlets continue to report on the demise of Silicon Valley Bank (SVB) and the broader implications for the industry, it bears repeating that not all banks are equal. Community banks are relationship lenders first and foremost and this distinction makes all the difference in times of uncertainty.

National Campaign Videos Connect with Target Audience

Mar 16, 2023
Video assets were one of the most significant production investments ICBA made for the ICBA National Campaign — an effort to elevate community banking in the hearts and minds of America’s consumers.

Why Community Banks Should Urge the CFPB to Update TRID Mortgage Disclosures

Mar 10, 2023
After several years of community banker engagement with the Consumer Financial Protection Bureau, the bureau has released for public comment an ICBA proposal to improve mortgage disclosures required under TILA-RESPA Integrated Disclosure rules.

Three Ways Receive-Only Instant Payments Meet Customer Needs

Feb 24, 2023
The countdown is on. FedNow goes live in just a few months, and its looming launch creates a sense of urgency around the execution of instant payments.