Why Cybersecurity is No Longer Just an IT Issue—with Jeff Newgard of Bank of Idaho and Kevin Piette of State Bank of Cross Plains

Apr 27, 2022
“Today, in literal terms, everybody has to operate as that state-of-the-art bank,” says Kevin Piette, chief operating officer and chief information officer for State Bank of Cross Plains, in the newest episode of ICBA’s Communities of Innovation podcast.

Online Training Newsletter – April 2022

Apr 25, 2022
Meet Lori Braegelmann, Online Training Specialist with ICBA’s Community Banker University! Lori will be taking over for Cathy Von Wahlde, who retires on May 2.

Merchants and Consumers Benefit from Credit Card Rewards Programs

Apr 20, 2022
The first rewards credit card was introduced by American Airlines in 1934 to help it sell tickets. Ninety years later, merchants accepting credit cards and issuing co-branded rewards cards continue to create value for consumers and businesses.

Four things to know about faster and instant payments

Apr 12, 2022
Consumers and businesses are increasingly using payment platforms that allow them to pay or transfer money faster than ever before, with U.S. faster payments transactions topping $900 billion in 2020.

As Payments Grows in Importance, ICBA Actively Engages Key Policymakers

Apr 5, 2022
The importance of experienced advocacy representation of community banks’ payments needs has never been greater, which is why the ICBA Payments and Technology Policy team has imbedded resources into myriad decision-making boards, committees, and standards-setting bodies.

Rising tide: Bonds to own for a rate hike environment

Apr 1, 2022
Community bankers are nothing if not predictable, and I mean that as a compliment. They are bright, enterprising, have a nose for the risk/reward dynamic and a sense of duty and loyalty to their customers and staff. They’re also deathly afraid of rising interest rates.

Banking in the Metaverse

Apr 1, 2022
According to Meta founder Mark Zuckerberg, the metaverse is the future of life as we know it, where all activities will happen in a virtual reality world. To many community bankers, the idea of banking in the metaverse seems closer to laughable than it does to reality.

Five Things Banks can do to Prepare for Interest Rate Hikes

Apr 1, 2022
With inflation running hot, the Federal Reserve Board has recently begun accelerating its tapering program. In addition, the latest dot plot for the median Federal Funds rate show that short-term interest rates could increase three times in 2022.

The Reality Facing Your Real Estate Credit Portfolio

Apr 1, 2022
If your bank is average, your credit portfolio will contain a concentration of over 70% in real estate loans. While you might have the best intentions for underwriting real estate loans with the utmost of care, doing what you can to maintain the credit risk, may not be enough.

Demystifying and Prosper: How Community Banks Find Success in Fintech Partnerships—with Greg Ohlendorf of First Community Bank and Trust and Joe Ehrhardt of Teslar Software

Mar 31, 2022
We have to demystify that fintech is complicated, or fintech is difficult, or fintech is risky or scary. Fintech, to me, is opportunity,” says Greg Ohlendorf, President and CEO, First Community Bank and Trust.