Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Through the Fire and Flames: The Road Ahead for Community Banks

Feb 1, 2021
Economic security rapidly evaporated for many households in 2020 as the coronavirus imposed an indelible mark on our nation’s economy. While the consequences were unprecedented, data continues to affirm the vitality of community banks.

Policymakers Share Plans to Support Community Bank Innovation at ThinkTECH Summit

Jan 22, 2021
In a time of ambiguity, you take notice when there’s unilateral consensus, as was the case at last month’s ThinkTECH Policy Summit. During the summit, assembled regulators, legislators, and community bankers all agreed that community bank innovation will drive the future of financial services.

Community banks earn victories with stimulus advocacy

Jan 19, 2021
Community bankers have hit the ground running this year with another round of Paycheck Protection Program lending, Economic Impact Payment processing, and the everyday business of supporting local communities during the pandemic.

A Community Banker’s Perception of the ThinkTECH Accelerator Experience

Dec 30, 2020
In our industry if you’re not moving forward, you’re in danger of falling behind. It’s why we created the ICBA ThinkTECH Accelerator program—to foster community bank innovation.

Community Banking's Finest Hour

Dec 22, 2020
We have had to juggle countless responsibilities this year—to our families, to our businesses, to our communities, to each other. With so many simultaneous demands, we have had to make no shortage of sacrifices.

Know Before You Go: What to Expect from ICBA ThinkTECH Accelerator 3.0

Dec 11, 2020
As we near the close of 2020, we’re all crossing our fingers and hoping that 2021 brings a stronger sense of stability and normalcy. No matter how we define it, “normal” will differ dramatically from this point forward.

Cryptocurrency Primer for Community Banks

Dec 9, 2020
Bitcoin’s market cap is larger than the economies of some of the world’s smaller nations. The prices of popular cryptocurrencies continue to soar to new heights. Meanwhile, several financial institutions and tech giants announced significant digital asset initiatives.

Central Bank Digital Currency (CBDC) Primer

Dec 9, 2020
As you know, there are currently two forms of central bank money in America: paper currency and money held by institutions on deposit at the Federal Reserve Banks. CBDC would be a new, third form — a “digital form of central bank money that is different from balances in traditional reserve or settlement accounts.”

Meeting Customers Where They Are for Today’s Digital-First World

Nov 20, 2020
For community banks, the digital-first nature of today’s world creates an opportunity to forge deeper connections with existing customers, while attracting new customers

ThinkTECH Discussion: Capturing the Innovation Mindset with Avidia Bank

Nov 18, 2020
To think differently, you have to, well, think differently. While that is not a profound concept, it can be alarmingly difficult to execute. Yet, having to meet those check boxes before running with an idea means that sometimes the process limits the potential.