Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Crypto Chronicles: What is a stablecoin and what do community bankers need to know?

Apr 15, 2021
Since its debut, Bitcoin has experienced spectacular fluctuations in value. While some accept the risks that come with such swings, others are working to blend the potential benefits of cryptocurrency with enhanced stability mechanisms. These digital currencies are collectively known as stablecoins.

Community Bank Demand for Innovative Solutions Surging: ICBA ThinkTECH Accelerator 2021 Records Three-Fold Increase in Bank Participation

Apr 13, 2021
After 12 fully immersive weeks and hundreds of meetings with community bankers, core vendors, regulators and venture capital firms, the ICBA ThinkTECH Accelerator 2021 cohort revealed a glimpse into the future of banking with high-tech solutions tailored for community banks and their customers.

Will Google’s latest changes prompt banks to rethink customer acquisition?

Apr 12, 2021
If you don’t know what third party cookies are, you’re in luck. They’re on their way out. But you’re not completely off the hook — first party cookies and first party data still matter — now more than ever.

Digital Dollar Digest: What Is a CBDC?

Mar 30, 2021
Countries are racing to create central bank digital currencies, or so it appears from the constant stream of reports, articles, and speeches by officials. Various surveys show 86 percent of central banks are actively researching an official digital currency. So, what exactly is a central bank digital currency?

A Fresh Focus on Innovative Solutions for Community Bank Back-Office Operations

Mar 19, 2021
ICBA and The Venture Center gave particular attention to identifying innovative back-office solution providers for this year’s ICBA ThinkTECH Accelerator cohort. These solutions run the gamut from robotic process automation for online lending to cybersecurity oversight through an automated governance solution.

How My Bank’s Team Delivered and Received Value from the ICBA ThinkTECH Accelerator Experience

Mar 18, 2021
Last year I flew to Little Rock, Ark. to participate in the ICBA ThinkTECH Accelerator program and found it to be a meaningful and constructive use of my time. But this year’s virtual forum raised the bar to a whole new level and allowed me to bring my entire team into the process — something we were all excited about.

Community Bank Innovative Solutions for Customer-Centric Experiences

Mar 12, 2021
In a world where technology has made it possible for instant gratification in customer and business relationships, community banks have had to find new ways to expand and deepen customer connections.

Continuing the Conversation: What You Need to Know about Today’s Credit Card Rewards Programs

Mar 11, 2021
Recently, ICBA Bancard, in partnership with TCM Bank, released the white paper, “Cultivating the Strategic Value of Credit Card Rewards Programs. ICBA Bancard President & CEO Tina Giorgio continue her discussion with rewards expert Damon Moorer, president and CEO of TCM Bank, about rewards programs.

What You Need to Know about Today’s Credit Card Rewards Programs

Feb 25, 2021
Having the right rewards program to match your existing and targeted cardholder customer base is more important than ever. That’s why ICBA Bancard, in partnership with TCM Bank recently released, “Cultivating the Strategic Value of Credit Card Rewards Programs,.

Simple Steps to Start Saving for Your Financial Future

Feb 23, 2021
Studies show most Americans have too much debt and not enough savings. Being prepared doesn’t have to be a chore or a burden. With a few simple steps you can start stockpiling a nest egg that will carry you through life’s unexpected twists and turns.