Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

How Community Banks Can Prepare for the End of Microsoft Internet Explorer

Jul 2, 2021
Microsoft is discontinuing its Internet Explorer browser in less than a year, requiring community banks and vendors to start preparing now.

Faster Payments Have Arrived — Now What?

Jun 17, 2021
Faster payments have arrived. Accelerated by the pandemic, the growth in digital and contactless payments has pushed consumer and business expectations toward the real-time movement of money.

Crypto Chronicles: Agencies Coordinate Crypto Approach Amid Ransomware Escalation

Jun 16, 2021
In the past several months, bad actors have escalated their attacks against critical infrastructure and industries. These actions are bringing renewed focus to the role of cryptocurrencies in facilitating criminal activity and helping foreign governments evade sanctions and to the resultant need for heightened regulatory intervention.

Three Ways Community Bankers Can Increase Their Innovative Thinking

Jun 11, 2021
According to the 2020 Global Innovation Barometer from GE, COVID-19 had a significant downward influence on innovation. However, community banks found themselves in a different category—increasing their innovative thinking during the pandemic.

How Community Banks Can Continue to Fight Elder Financial Exploitation and Abuse

Jun 7, 2021
The past year has been a trying time for our nation, particularly for America’s elderly population who were disproportionately impacted — both in terms of hospitalizations and deaths — from the coronavirus pandemic.

Operational risk resources to help community banks stay secure amid cyberattacks

Jun 3, 2021
In the wake of the high-profile cyberattacks on SolarWinds and Colonial Pipeline affecting national security and the everyday lives of Americans, cybersecurity has never been a more pressing concern to community banks.

Digital Dollar Digest: What Central Bank Digital Currency Architecture Means for Community Banks

Jun 3, 2021
CBDCs are taking center stage around the globe, with multiple research projects underway. As central banks lay the framework for digital currencies, how money movement is architected could have a significant impact on community banks.

Digital Dollar Digest: Catalysts for Exploring a Central Bank Digital Currency

Jun 3, 2021
What is galvanizing the world market to pursue central bank digital currencies? The factors are varied. In this edition of ICBA’s Digital Dollar Digest series, we explore the catalysts for global interest in central bank digital currency (CBDC).

Why we need Black-owned banks

Jun 1, 2021
Black-owned community banks have a long history of serving Americans historically left out of the mainstream banking system. Many well-established community banks continue this legacy today, but one troubling trend has emerged in the past two decades.

Crypto Chronicles: Bitcoin 101 for Community Bankers

May 19, 2021
The payments industry is abuzz with excitement as one topic continues capturing headlines, with profound implications for community banks: Bitcoin. With digital currencies reshaping the U.S. payments system that community banks and their customers depend on, what exactly is Bitcoin and where did it come from?