Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Community Banks Can Directly Influence the Future of Faster Payments

Oct 23, 2019
Today, faster payments are changing the overall payments landscape. With the advent of Same Day ACH, The Clearing House’s Real-Time Payments, and the Federal Reserve’s FedNow Service, a round-the-clock real-time payment and settlement service to launch as early as 2023, faster is becoming the new norm for payments.

Let's Wake Washington Up to the Credit Union Threat

Oct 21, 2019
ICBA and community bankers are sounding the alarm with the launch of a nationwide campaign calling on policymakers and the public to open their eyes to the threats posed by credit unions.

Using Your Web Address to Fight Phishing and Cyberattacks

Oct 18, 2019
In honor of National Cybersecurity Month, ICBA's Jeremy Dalpiaz extols the benefits of using a .BANK domain as an additional safety precaution to protect customers from phishing and cyberattacks.

What's Next for Cannabis Banking

Oct 16, 2019
Following a successful grassroots advocacy campaign, the House of Representatives recently passed ICBA-supported legislation to create a cannabis banking safe harbor, though questions remain about the bipartisan bill's outlook.

Digital Payments Strategy: A Necessity for Your Community Bank

Oct 8, 2019
Digital payments continue to grow in popularity as an easy-to-use way for both businesses and consumers to make payments. Not only does volume and usage continue to grow, but so too do the products and platforms through which businesses and consumers make their digital payments.

The Venture Center and ICBA: Strategically Aligned to Fuel Innovation ​

Oct 3, 2019
ICBA's Kevin Tweddle discusses ICBA's strategic alliance with The Venture Center to help fuel community bank innovation.

Supporting Financial Choice for Service Members

Oct 1, 2019
As the House and Senate are busy negotiating final language for defense spending legislation, community banks are working to provide military service men and women access to competitive banking services.

ThinkTECH Accelerator: Through the Lens of a Mentor

Sep 26, 2019
ICBA Bancard President and CEO Tina Giorgio reflects on her experiences as a mentor in the ICBA ThinkTECH Accelerator program.

Digital Payments: Defining Opportunities for Community Banks

Sep 24, 2019
The payments landscape continues to evolve. Whereas checks and cash were the dominant payments instruments 40 years ago, today digital payments are becoming an increasingly popular way to pay, and a driving force in the evolution of the relationship between customers and their banks.

Seven Questions to Ponder for Successful Fintech Partnerships

Sep 12, 2019
ICBA's Kevin Tweddle offers questions to ponder before entering into a fintech partnership.