Happy Holidays from Community Banker University! It’s the end of the year when many employees are feverishly trying to complete their required annual training (and their administrators and supervisors are hounding them to do so!) In this month’s newsletter, we would like to offer a few reminders and helpful hints to help you efficiently finish out the calendar year and lay the groundwork for the year ahead.

In 2018, Same Day ACH volume reached 178 million transactions, an increase of 137 percent over the previous year. As a readily available faster payments option, and one that many community banks are familiar with, Same Day ACH serves as a practical and immediate option to support your bank.

Between now and year-end, online merchants may earn as much as 30% of their 2019 revenue. But they aren’t the only ones hoping for a productive fourth quarter. So are cybercrooks.

TCM Bank's President & CEO, Damon Moorer, shares his insights on leadership in the work place based on key learning experiences in his career.

Jim Simon, TCM Bank's chief credit officer, writes that a few simple tips can help your improve your financial future.

Community banks have gotten it right again. With the evolution of technology and the rise of a movement to all digital-banking, others within the industry have been chasing new channels with fervor trying to find the silver bullet that ensures their relevancy.

First-party fraud and synthetic identity fraud is an area of growing concern, exacerbated by difficulties of identifying these attacks, but there are ways the industry is fighting back.

ICBA continues to lead the opposition to mixing banking and commerce through exploitation of the ILC loophole, recently expressing strong support for new legislation that would close it.

Community Banker University® has launched three new cyber and information security courses (and updated some of our existing courses) to help ensure that your bank and its employees are prepared to anticipate and mitigate threats.

While all faster payments options have one thing in common—moving money and information faster—there are often distinct differences or subtleties when comparing today’s various faster payments offerings.