ICBA Education Seminars and Institutes

This advanced session builds on the materials presented in the Loan Review Seminar to take your analysis skills to the next level. Learn about the common loan level challenges, such as the intricacies of computing global cash flows for businesses and their guarantors. Discuss portfolio topics such as concentrations, changes in loan terms, trends in the economy and their impact on your loan review. Engage in lively exchanges as we debate the pros and cons of lending to companies with strong cash flows and weak collateral versus organizations with weak cash flow and strong collateral.

Many of the community banks in the United States can be considered family or closely held institutions. These institutions have a unique set of challenges and opportunities. This presentation will address these challenges as they relate to the family, the board, and management of these closely-held/family-owned institutions.

Join us for this fast, fun, informative session to explore fintech solutions for community banks like yours. ThinkTECH Connect is intended to be a quick look at fintech companies that may be of interest to you and your bank.

The Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA) was enacted in 1991 to implement regulatory changes that assist in ensuring safety and soundness of financial institutions.

This seminar is designed to meet the needs of agricultural lenders by identifying market issues and providing the tools to assess the borrower’s ability to navigate difficult times.   

Criminals exploit weaknesses in your cybersecurity, and your digital identity is a key target. As a bank, it's essential to protect this area to maintain customer trust and strengthen your brand. Join Craig Schwartz, president of .Bank, along with ICBA member bankers, to learn how to secure your digital channels.

The strategic relationship between Ncontracts and ICBA CRA Solutions represents the alignment of two key players in the Community Reinvestment Act compliance space. Learn about CRA programs that help optimize community banks’ CRA performance, and how they dovetail with Ncontracts’s Nrelief software that provides powerful tools to analyze, geocode, and map loan and deposit data and track investments for an in-depth understanding of a community bank’s CRA performance.

Commercial banking staff often manage multiple loan types, each with unique documents, terms, and collateral. The speed of closing combined with last-minute document delivery increases the risk of errors, putting your bank at significant risk.

Meet your bank’s evolving needs, the expectations of the audit committee, and the examiners! Our curriculum will expand your knowledge of auditing and banking whether you are a veteran auditor or new to the audit function. 

Save $100 when you register for the bundled Financial Statement Analysis and Cash Flow Analysis Seminars.

Assessing creditworthiness of a borrower is about information. This course focuses on the critical issues arising through preparation of financial statements by the borrower, the role of accountants, the calculation of key ratios, and the use of financial statements in the credit decision process. 

Only cash can repay loans. To effectively conduct a complete credit analysis, the sources and uses of cash in the business must be understood. This seminar discusses the mechanics of constructing business cash flow statements and their use of credit analysis.

Treasury management services are essential tools for business customers, helping them manage cash positions and perform various tasks related to their operations. These tasks include managing account balances and handling accounts payable and receivable processes. This session reviews these services, including their use cases and benefits. Participants will learn how to integrate products and services for more efficient operations. Additionally, the session will address how changes in the payments industry can impact the landscape of treasury management offerings.

Experience demonstrations of the latest solutions from several of our ThinkTECH Accelerator companies from previous years. Learn about how these companies are helping community banks flourish, hear from bankers who’ve implemented these solutions in their institutions, and see how our companies continue to evolve to meet your bank’s needs.

The banking industry has seen a rapid adoption of advanced technologies to streamline operations, enhance services, and optimize performance. Although this digital transformation has greatly benefited the industry, will it disrupt your Bank Secrecy Act/Anti-Money Laundering (BSA/AML) and regulatory compliance programs? During this presentation, we’ll discuss the necessary tools and strategies your board and executives must deploy to align your digitization efforts with your compliance requirements.