The word "rally" can be used for a number of purposes and in different contexts. For instance, it could mean a long-distance auto race over varying surfaces and involving stages and checkpoints.

We've been working toward a faster payments future for a decade now, and we're finally seeing the fruits of our labor: the launch of FedNow.

With the producer price index down, can we say we are past peak inflation? Not really. Getting behind the reason for the decline of the overall PPI indicates inflation will be here for quite some time.

We are at the very beginning of exploring the opportunities the metaverse may provide. And while the path forward may be long, financial institutions need to start assessing what those opportunities look like for them.

Community banking is a cyclical industry, and its earnings have some correlation to market interest rates. Discounts are the story of the day, so let’s review how discount-priced bonds can be used strategically to improve portfolio performance.

Up with People, which readers of a certain age may remember, was an organization that had a run of popularity in the 1970s and ‘80s by promoting wholesome values and positive thinking. Its delivery channel was through song and dance performances, often in large arenas and stadiums.

When it comes to payments, the generational divide has been shrinking. While Gen Z and Millennials still lead the way in digital payments adoption, Baby Boomers and Seniors (over 76) are increasing their digital payments prowess.

Banking organizations have no shortage of economic factors to navigate as geopolitical tensions continue and domestic monetary policy undergoes normalization. But banks also are staring down a new strategic imperative, whether or not it is on their radar—addressing the impact of climate change.

New and existing members of ICBA’s Bank Director Program now have access to our popular Bank Director Training video series.

The Founder, Chairman, and CEO of FedEx Corp, Fred Smith, recently announced that he is planning to step down from the CEO role. We believe the way he chose to do so and some of his comments have bearing on some of the similar succession issues many of our clients face.