Economic Update: Rising Concerns in Housing Industry

Dec 15, 2023
The housing starts number for October was recently released. Based on higher interest rates and overall supply considerations, the number was supposed to moderate from the big September results. In September new starts increased by a whopping 7%.

AI is a new cybersecurity risk: Learn how to help protect your organization

Dec 15, 2023
Artificial intelligence (AI) has come a long way, advancing from single-use tools to sophisticated systems that can analyze mountains of data and even drive cars (albeit with some drawbacks). As AI continues to expand and be used in more organizations and more applications, remember the associated risks, and need for guardrails.

Banking acronyms simplified: complimentary compliance reference guide

Oct 23, 2023
Having trouble keeping up with all the acronyms and initialisms in the banking world? You're certainly not alone. To streamline your understanding, we've put together a handy reference guide.

Remember the munis

Oct 23, 2023
I’m speaking of the municipal bond market. It is a maxim of community banking that the more munis a bank owns, the higher performing the portfolio will be.

Is cybersecurity insurance worth the higher premiums?

Oct 23, 2023
Cybersecurity should be a foundational element of any community bank, but do you really need to be insured for it—especially as premiums rise? We spoke to experts to learn more about this type of insurance.

Put these two trends on your TO DO list

Oct 23, 2023
We (community banks) used to be the department store of financial services. From cosmetics to kitchenware, whatever you needed could be found under the same roof. So, we really didn’t mind much when, one by one, niche providers started to siphon off specific lines of business.

Value, added: High baseline yields accompany surprisingly wide spreads

Jul 31, 2023
If your responsibilities include your community bank’s bond portfolio, you’ve been confounded by several elements of its performance in the last 18 months.

Interagency Guidance for Bank Risk Management of Third-Party Relationships

Jul 31, 2023
On June 6, 2023, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency(collectively, the “Agencies”) issued final guidance on managing risks associated with third-party relationships, including relationships with fintechs.

Corporate governance and employment law help is on the way!

Jul 31, 2023
With your ICBA Bank Director Program subscription you have access to attorneys from Jackson Lewis and Gerrish Smith Tuck for help with your employment law and corporate governance questions.