What is galvanizing the world market to pursue central bank digital currencies? The factors are varied. In this edition of ICBA’s Digital Dollar Digest series, we explore the catalysts for global interest in central bank digital currency (CBDC).

Under the Community Reinvestment Act (CRA), partnerships between minority- and majority-owned banks can prove beneficial for all parties. Here’s how two banks came together to leverage each other’s resources and get CRA credit in the process.

The Community Reinvestment Act was designed to stop redlining, the impact of which is still felt in metro areas today. We look at the past and current CRA, including upcoming revisions from regulators.

Black-owned community banks have a long history of serving Americans historically left out of the mainstream banking system. Many well-established community banks continue this legacy today, but one troubling trend has emerged in the past two decades.

ICBA has a long-standing commitment to Minority Depository Institutions and Community Development Financial Institutions. They play a crucial role in providing credit, capital and financial services to low- to moderate-income and minority communities.

Last month, we asked you to complete a short survey to help us better understand how your bank develops and implements staff training. We also wanted a clearer picture of the course structure that best helps you achieve your training goals.

The payments industry is abuzz with excitement as one topic continues capturing headlines, with profound implications for community banks: Bitcoin. With digital currencies reshaping the U.S. payments system that community banks and their customers depend on, what exactly is Bitcoin and where did it come from?

While community banks have again proven their importance to local communities as Paycheck Protection Program leaders, public banking proponents in some states and municipalities threaten to undermine this system and its benefits to consumers.

To better protect their institutions and customers from email scams, community banks can make incremental technological changes. The following enhancements to email settings will increase email deliverability and improve security against phishing scams.

TCM Bank President and CEO Damon Moorer spoke with Invest: about the bank’s role in the community lender segment, while also addressing the impact from low interest rates and the PPP loan program.