If my recent aggregate conversations with investment managers are an indication, there is still a lot of seat-of-the-pants decision making going on out there when it comes to portfolio strategies. And I hasten to add this is not a criticism; it’s merely an observation. Why should we expect anything else?

Despite some improvements in outlook, bank leaders continue to be wary about the prospects for an economic recovery in 2021. Two-thirds stated the economy will not fully recover until at least 2022 or later—with 43% saying recovery will happen in 2022 and 23% indicating it will come after 2022.

Data matters and it can drive better service. If you truly want to connect and care for customers, data needs to be part of your solution. As a consumer we are conditioned to give out certain personal information when making a purchase or when seeking to have a customer service need met. We can use those pieces of information on future interactions with customers.

Since its debut, Bitcoin has experienced spectacular fluctuations in value. While some accept the risks that come with such swings, others are working to blend the potential benefits of cryptocurrency with enhanced stability mechanisms. These digital currencies are collectively known as stablecoins.

After 12 fully immersive weeks and hundreds of meetings with community bankers, core vendors, regulators and venture capital firms, the ICBA ThinkTECH Accelerator 2021 cohort revealed a glimpse into the future of banking with high-tech solutions tailored for community banks and their customers.

If you don’t know what third party cookies are, you’re in luck. They’re on their way out. But you’re not completely off the hook — first party cookies and first party data still matter — now more than ever.

As part of the ICBA Capital Summit more than 1000 community bankers will meet with members of Congress from across the nation. Learn how to make your meetings a success in a virtual environment.

This spring, April 28-April 30, community bankers across the country will meet with their congressional delegations. Community bankers will share their stories of how they helped their customers through PPP lending and how Congress can help strengthen the economy.

Countries are racing to create central bank digital currencies, or so it appears from the constant stream of reports, articles, and speeches by officials. Various surveys show 86 percent of central banks are actively researching an official digital currency. So, what exactly is a central bank digital currency?

Banks must continue to comply with the requirements of the Bank Secrecy Act regarding beneficial ownership. So, due to the increase in the number of beneficial ownership findings/violations and the fact that the regulation will not change for some time, now is the time to refresh your new account personnel (both deposits and lending) on the rules.