While we in the financial services sector start thinking about monetary policy in the coming year, there’s a new wrinkle to consider. Many Fed-watchers, rate prognosticators, economists and even investors had been betting on substantially lower rates in 2025 for many months.
Ninety-two percent of ICBA member banks rely on at least one ICBA Preferred Service Provider (PSP), and 52% of ICBA members say they would not be able to provide some services without ICBA, according to a recent ICBA member survey. These numbers demonstrate the tremendous value PSPs bring to community banks and highlight why ICBA is dedicated to fostering these relationships.
In today’s fast-paced and competitive landscape, it’s more important than ever for community banks to effectively share their stories. Through conversations with members like you, we’ve seen firsthand how your stories carry the heart and impact needed to elevate our industry in the eyes of consumers.
As the holidays approach, it’s time to stay even more vigilant against fraud. That’s because fraudsters are more likely to seek out vulnerable, lonely or busy people at the end of the year. How can community bankers get ahead of year-end fraud and raise awareness among consumers?
As an entrepreneur at heart, I truly like to build businesses. When I look at ICBA Payments, I see a fantastic opportunity to take a solid 40-year history and write our own story of innovation and growth into the future.
Standard Plan, Custom Plan, and Bank Compliance Bundle subscribers paper renewal invoices were mailed Thursday, October 18. A letter is enclosed with the invoice telling you about what benefits you received from your subscription and what you have to look forward to.
To paraphrase President Reagan, a recession in banking is when banks face funding and cost of funds challenges. Banks, however, can replenish their liquidity. In contrast, borrowers may be experiencing a depression. At a minimum, borrowers are undergoing a liquidity crisis.
A Texas court set aside the Federal Trade Commission’s (FTC’s) Final Rule banning all non-compete clauses days before it was set to take effect on Sept. 4. Ryan LLC v. FTC, No. 3:24-CV-00986-E, 2024 U.S. Dist. LEXIS 148488 (N.D. Tex. Aug. 20, 2024). The court’s ruling bars the FTC from enforcing the Final Rule nationwide. Although the FTC lost this battle, it may be winning the war.
It’s been a while, but the tightening cycle that started in early 2022 has finally run its course. It appears the price stability mandate has been met sufficiently for the focus to turn to maximum employment. The rate cut in September marks the first time in four and a half years that the target rate of fed funds has dropped.
Leading a community bank means balancing countless responsibilities, managing your team, serving your customers, and keeping pace with the tempo of innovation in an ever-changing financial landscape. When your familiar rhythms are being tested daily, we understand how hard it can be to hit a new note.
Renewal season is coming soon! Standard Plan, Custom Plan, and Bank Compliance Bundle subscribers will be receiving their renewal invoice for the 2025 subscription year next month. Paper invoices will be mailed to the bank the week of Oct. 14. Payment is due by Dec. 31 to continue access to the Online Course Learning Management System in 2025.
Did you know a banker’s profile and training history is based on their email address? Some banks use an email address naming convention that may cause an email address to be used for multiple people over time. This practice has the potential to cause issues with ICBA Online Course training records.
The importance of artificial intelligence (AI) literacy cannot be overlooked as AI is rapidly transforming the banking industry. As this technology evolves, so do the risks and opportunities.
The importance of artificial intelligence (AI) literacy cannot be overlooked as AI is rapidly transforming the banking industry. As this technology evolves, so do the risks and opportunities.
Attracting and retaining key personnel is a regular topic at strategic planning sessions. It fits neatly into the big strategy of making sure the bank has appropriate management succession at all levels.
With so much discussion around card transactions, what does a bank director need to know about interchange and swipe fees to understand their fiduciary duties and guide their decisions?
With your ICBA Bank Director Program subscription you have access to attorneys from Jackson Lewis and Gerrish Smith Tuck for help with your employment law and corporate governance questions.
