Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

Pew research: Americans don’t think crypto is safe

Oct 29, 2024 | NewsWatch Today
More than six in 10 Americans (63%) say they have little to no confidence that investing in, trading, or using cryptocurrencies is reliable and safe, according to the Pew Research Center.

Independent Banker: Faster payments don’t have to lead to faster fraud

Oct 25, 2024 | NewsWatch Today
Addressing real-time payments fraud requires a combination of techniques—there's no silver bullet—according to the latest Independent Banker magazine.

Report: Stablecoins do not act as safe havens during crypto market stress

Oct 18, 2024 | NewsWatch Today
Stablecoins do not act as “safe havens” during crypto market stress, but their market capitalization drops after significant shocks, according to a Bank for International Settlements working paper.