Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments Access, Choice, and Governance

Apr 14, 2021, 10:22 AM
Title : Payments Access, Choice, and Governance
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Categories : Payments
Payments Access

Letters and Testimonies

Apr 9, 2021, 14:13 PM
Title : Letters and Testimonies
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Categories : ICBA Education
Letters and Testimony

Payments Strategy Guide

Apr 7, 2021, 11:55 AM
Title : Payments Strategy Guide
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Categories : Payments
Payments
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Credit Card and Debit Cards, Card Regulation, and Other Related Topics

Mar 31, 2021, 15:44 PM
Title : Credit Card and Debit Cards, Card Regulation, and Other Related Topics
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Categories : ICBA Education
Online Training
Related pages : Online Training

Payments News

Pew research: Americans don’t think crypto is safe

Oct. 29, 2024

More than six in 10 Americans (63%) say they have little to no confidence that investing in, trading, or using cryptocurrencies is reliable and safe, according to the Pew Research Center.

Details: The survey found:

  • The share of Americans who have used cryptocurrency has not grown in the past three years.

  • Only 5% of adults are extremely or very confident in cryptocurrencies, and 18% are somewhat confident.

  • The financial impact of cryptocurrency is still a concern for many users. When asked about their investments, the largest shares say they’ve done worse (38%) or about as expected (37%).

ICBA Advocacy: As lawmakers continue to debate a regulatory framework for stablecoins, the latest Independent Banker magazine highlights how ICBA remains engaged to ensure that policymakers address the concerns of community banks.

ICBA View: ICBA recognizes the need for clear guidelines on cryptocurrency and stablecoins and is urging policymakers to ensure regulatory frameworks effectively address the risks associated with cryptocurrency to safeguard community banks and consumers.