Bank Compliance Center

In today’s banking environment as soon as one big new regulation is implemented another pops up. ICBA’s compliance training opportunities and exceptional resources, online and offline, will help your community bank stay informed and one step ahead of the regulators.

Recent Compliance News



Dec 4, 2024 | NewsWatch Today
OCC updates unfair practices booklet

The OCC issued version 1.1 of the “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” booklet of the Comptroller’s Handbook.

Dec 4, 2024 | NewsWatch Today
CFPB proposes rule on consumer reporting

The Consumer Financial Protection Bureau issued a notice of proposed rulemaking related to consumer reporting and the requirements of the Fair Credit Reporting Act.

Oct 25, 2024 | NewsWatch Today
CFPB: Companies must follow FCRA rules when tracking employees

The Consumer Financial Protection Bureau issued a circular that said that companies using third-party consumer reports must follow Fair Credit Reporting Act rules.

Oct 18, 2024 | NewsWatch Today
FinCEN: Certain telecommunications service providers are exempt from beneficial ownership requirements

The Financial Crimes Enforcement Network issued a final rule to clarify that certain telecommunications service providers qualify as “regulated public utilities” and are exempt from the Corporate Transparency Act’s beneficial ownership information reporting requirements. The final rule is effective immediately upon publication in the Federal Register.

Upcoming Compliance Training
Jan 23, 2025 | Webinar

ACH Rules Update


Jan 30, 2025 | Webinar

Fraud Awareness Across Generations


Compliance Question of the Week

Question: What is an alternative test for CTR exemptions and how do I apply it?

ANSWER: 

Lawmakers established an alternative test if banks do not want to wait the two months to exempt an entity or payroll customer under Phase II.

Financial institutions must perform a risk-based analysis of the customer and document a reasonable belief that the customer has a legitimate business need for conducting frequent, large, cash transactions.

An example where the alternative test may apply is a returning customer who was previously exempt.

Reference: 31 CFR 1020.315(c)(2)(i) and (ii).

Compliance Vault



The ICBA Compliance Vault is now available as a member benefit to all ICBA members.

The Compliance Vault is a reliable search tool that helps you find answers to your regulatory compliance questions, with access to over 2,500 Q&As, select online courses, and documents.

Learn more & open the vault

Compliance Resources



Compliance Deskbook and Bulletin Service

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The Compliance Deskbook is a compliance officer’s one-stop-shop for accessing compliance regulations, important dates, agency guidance, questionnaires, updates, and other resources.

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Compliance Deskbook and Bulletin Service

Sep 23, 2024, 11:16 AM
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