Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

ICBA: Detecting illicit activity involving digital assets requires bigger effort

Oct 20, 2025 | NewsWatch Today
ICBA told the Treasury Department that community banks remain open to exploring the potential capabilities of payment stablecoins, but their promise rests on the government’s ability and willingness to deter the skyrocketing growth of illicit finance in the digital economy.
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B2B payments on ACH network increase 10% in Q3

Oct 17, 2025 | NewsWatch Today
Business-to-business ACH volume was nearly 2.1 billion payments in the third quarter, an increase of 10% from the same time last year, according to Nacha.
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ICBA urges senators to prohibit payment of interest on stablecoins by all digital market participants

Oct 16, 2025 | NewsWatch Today
ICBA and its 44 affiliated state partner associations urged senators to ensure proposed legislation to create a regulatory framework for digital assets markets does not impair community banks' ability to utilize deposits to fuel their communities.
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