Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

ICBA Urges Congress to Preserve Access to Credit by Extending Prohibition on Yield-Bearing Stablecoins

Oct 8, 2025 | Press Release
As the Senate considers legislation to establish a regulatory framework for digital assets markets, the Independent Community Bankers of America (ICBA) today is calling on lawmakers to ensure the legislation prohibits digital asset exchanges and affiliates from paying interest or yield to payment stablecoin holders.
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SEC permits trust companies to custody cryptoassets

Oct 6, 2025 | NewsWatch Today
The SEC indicated it would permit registered funds and advisers to use state trust companies to custody cryptoassets.
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ICBA, groups request Treasury comment extension on GENIUS Act

Sep 25, 2025 | NewsWatch Today
ICBA and other groups called on the Treasury Department to extend the 30-day comment period for its advance notice of proposed rulemaking on the implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act.
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