Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

ICBA Statement on House Passage of Legislation to Establish Digital Asset Regulatory Framework and Bar U.S. Central Bank Digital Currency

Jul 17, 2025 | Press Release
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on House passage of the GENIUS Act (S. 1582), the CLARITY Act (H.R. 3633), and the Anti-CBDC Surveillance State Act (H.R. 1919).
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Agencies issue statement on cryptoasset safekeeping

Jul 15, 2025 | NewsWatch Today
The federal banking agencies issued a joint statement to provide clarity on banks' engagement in cryptoasset-related activities, highlighting potential risk-management considerations related to holding cryptoassets on customers' behalf.
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New ICBA Polling Shows Public Support for Policy Efforts Targeting Check Fraud

Jul 1, 2025 | Press Release
Following federal banking regulators’ recently issued request for information on potential agency actions to address check fraud and other forms of payments fraud, the Independent Community Bankers of America (ICBA) today announced polling results showing Americans support policy efforts to take on the scourge of check fraud.
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