Minnesota Banker Elected ICBA Chairman

Mar 11, 2020 | Press Release
Noah W. Wilcox, president, CEO and chairman of Grand Rapids State Bank and its holding company, Wilcox Bancshares Inc., in Grand Rapids, Minn., was elected chairman of the Independent Community Bankers of America.

ICBA Comment Letter on NEPA

Mar 10, 2020 | Letters to Regulators
The Independent Community Bankers of America, is submitting this letter in response to the Council on Environmental Quality’s proposed rule to update its regulations for implementing the procedural provisions of the National Environmental Policy Act.

ICBA Bancard Celebrates 35 Years of Service to Community Banks

Mar 9, 2020 | Press Release
ICBA Bancard, the payments subsidiary of the Independent Community Bankers of America, is celebrating its 35th anniversary during the 2020 ICBA LIVE national convention in Orlando, March 8-12.

ICBA’s Romero Rainey: Embrace Your Collective Strength

Mar 9, 2020 | Press Release
Independent Community Bankers of America® (ICBA) President and CEO Rebeca Romero Rainey reminded community bankers of their unified power to effect change for the benefit of local communities nationwide.

ICBA Bancard and Ondot Announce Partnership

Mar 9, 2020 | Press Release
ICBA Bancard®, the payments subsidiary of ICBA, announced today an agreement with Ondot Systems for a white label version of Card App. Through the agreement, community banks can offer their customers the latest digital experiences, providing convenience, transparency and control over their credit and debit cards.

ICBA Statement on Iowa Rejecting Credit Union-Bank Deal

Mar 4, 2020 | Press Release
Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the Iowa Division of Banking decision to block a credit union acquisition of a community bank.

ICBA makes news for turning up heat on credit unions

Feb 28, 2020 | NewsWatch Today
This week’s ICBA pushback against credit union advocacy meetings in Washington is making news.

Comment Letter to the Fed and FDIC on RFI Concerning CAMELS Ratings

Feb 27, 2020 | Letters to Regulators
The Independent Community Bankers of America appreciates the opportunity to respond to a request for information from the FDIC and the Federal Reserve regarding the consistency of ratings assigned by the banking agencies under the Uniform Financial Institutions Rating System, commonly referred to as the CAMELS ratings.

Mitigate Fraud and Increase Profitability

Feb 21, 2020 | News | Payments Pulse
In today’s card risk environment, your bank needs a comprehensive fraud strategy that includes cardholder education backed by powerful fraud prevention and detection technology.

Your ACE in the Hole: Optimize Your Credit Card Program Today

Feb 21, 2020 | Payments Pulse
A banker asked me recently how to increase the profits of his bank’s credit card program. This Midwest bank had been issuing cards for more than a decade, but recent growth had been stagnant, and the banker was looking for strategies to improve the portfolio.

Leverage the Power of AI to Predict Delinquencies

Feb 21, 2020 | Payments Article | Payments Pulse
Artificial intelligence is a hot topic across all lines of business in all industries, and banking is no exception. How an institution views AI’s place in its organization varies from one bank to the next.

ICBA Applauds National Taxpayers Union Call for Credit Union Hearings

Feb 19, 2020 | Press Release
The Independent Community Bankers of America applauded the National Taxpayers Union for joining its call for Congressional oversight hearings in the face of mounting evidence suggesting credit unions have outgrown their tax-exempt status.

ICBA Promotes Lilly Thomas to Executive Vice President

Feb 19, 2020 | Press Release
The Independent Community Bankers of America, today announced Lilly Thomas’ promotion to executive vice president and senior regulatory counsel, effective March 1, 2020.

CGCIV Letter SEC Proxy Advisor

Feb 6, 2020 | Letter | Letters to Regulators
The Corporate Governance Coalition for Investor Value strongly supports the proposed rules issued by the SEC on November 5th entitled “Amendments to Exemptions from the Proxy Rules for Proxy Voting Advice.”

CGCIV Letter SEC Shareholder Proposal

Feb 6, 2020 | Letter | Letters to Regulators
The Corporate Governance Coalition for Investor Value appreciates the ongoing work by the Securities and Exchange Commission (“SEC” or “Commission”) to modernize the federal proxy rules. The Coalition and its members have long been concerned about the decline in the number of U.S. publicly-traded companies over the last twenty years.

Comment Letter to the OCC and FDIC on Federal Interest Rate Authority

Jan 30, 2020 | Letter | Letters to Regulators
The Independent Community Bankers of America appreciates the opportunity to comment on proposed rules by both the FDIC and the OCC which would clarify that when a bank sells, assigns, or otherwise transfers a loan, interest permissible prior to the transfer continues to be permissible following the transfer.

ICBA Seeks Hearings on Surging Credit Union Acquisitions

Jan 29, 2020 | Press Release
The Independent Community Bankers of America today called on Congress to hold hearings on the surge in tax-exempt credit unions purchasing tax-paying community banks.

ICBA Request for Banking Committee Hearing on Credit Union Purchases of Community Banks

Jan 29, 2020 | Letters to Congress
On behalf of community banks across the country, with more than 50,000 locations, I write to call your attention to an emerging trend in the financial services industry: A surge in tax-exempt credit union purchases of tax-paying community banks accelerating the broader trend of industry consolidation.

ICBA Comment Letter: USDA's Hemp Interim Final Rule

Jan 29, 2020 | Letters to Regulators
On behalf of the nation’s community banks, with over 52,000 locations, the Independent Community Bankers of America (ICBA) writes to share our views regarding the USDA’s Agricultural Marketing Service’s (AMS) Interim Final Rule (IFR) titled “Establishment of a Domestic Hemp Production Program” as required by the 2018 farm bill.