Main Street Matters Blog

ICBA's Kevin Tweddle discusses the push and pull between fintech innovation and regulation in today's dynamic and technology-centric world.

Low- and middle-income home buyers seeking smaller mortgage loans should begin their search at their local community bank, ICBA Vice Chairman Robert M. Fisher writes.

ICBA's Kevin Tweddle notes recent industry accolades by several ThinkTECH Accelerator alumni including, Invest Sou Sou, which received Best of Show honors at this year’s Finovate Conference.

ICBA's Lindsay LaNore discusses ICBA's efforts to help combat the financial exploitation of older Americans and ensure community banks have the necessary training to help staff prevent, identify, and report suspicious activity.

The FDIC’s comprehensive review of the regulatory approach to brokered deposits and interest rate caps for banks that are less than well capitalized carries with it two pieces of good news for community banks.

ICBA's Kevin Tweddle shares examples of three community banks offering innovative services that align with today's 24/7 environment without losing sight of the need for interpersonal customer encounters.

This week marks my first year as CEO. It has been an exciting and gratifying whirlwind during which time our industry has achieved important advocacy gains while continuing our push toward common-sense regulations, innovation and differentiation of community banks.

Beyond highlighting the positive role community banks serve in funding small businesses, the Federal Reserve Bank's Small Business Credit Survey uncovers opportunities for greater engagement with customers through payment products and services, such as credit cards.

Nearly two-thirds of all Americans could not pass a five-question financial literacy test on everyday economic topics, a stat that community banks are striving to reverse by working within their communities to improve financial literacy.

Ahead of Wednesday’s House Financial Services Committee, the megabanks are working to bolster their reputations by picking and choosing which data best fits their narrative—leading to skewed articles focused on low- and moderate-income communities and consumer sentiment.