The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments Access, Choice, and Governance

Apr 14, 2021, 10:22 AM
Title : Payments Access, Choice, and Governance
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Categories : Payments
Payments Access

Letters and Testimonies

Apr 9, 2021, 14:13 PM
Title : Letters and Testimonies
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Categories : ICBA Education
Letters and Testimony

Payments Strategy Guide

Apr 7, 2021, 11:55 AM
Title : Payments Strategy Guide
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Categories : Payments
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Credit Card and Debit Cards, Card Regulation, and Other Related Topics

Mar 31, 2021, 15:44 PM
Title : Credit Card and Debit Cards, Card Regulation, and Other Related Topics
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Categories : ICBA Education
Online Training
Related pages : Online Training

Payments News

Global securities group planning next steps on crypto rules

April 15, 2024

The International Organization of Securities Commissions said it plans to build on its proposals on crypto markets and decentralized finance in the coming year.

Details: In its 2024-2025 Workplan, IOSCO announced plans to:

  • Create a report on the current crypto regulatory environment across IOSCO’s membership.

  • Use the report to develop a full assessment of its final crypto market policy recommendations.

  • Research tokenization in the securities market via its Fintech Task Force.

Tokenization Project: The plans follow a recent announcement that the Bank for International Settlements, Federal Reserve Bank of New York, and other central banks are conducting a project to explore integrating tokenized bank deposits with tokenized wholesale central bank money.

ICBA View: ICBA supports global efforts to advance international cryptoasset regulation, including IOSCO’s baseline policy recommendations. It also has repeatedly expressed opposition to the creation of a U.S. CBDC, recently requesting from U.S. agencies federal records on whether legislative changes are required to issue a U.S. CBDC.