Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

Same Day ACH continues expansion

July 26, 2023

The value of Same Day ACH payments grew 51.7% in the first half of 2023 from a year earlier, while payments volume rose 13.7%, Nacha reported.

Quarterly Growth: For the second quarter of 2023, the number of payments rose 7.7% while the value of those payments increased 26.1%.

Overall Network: For the ACH Network overall, the number of payments rose 4.3% in the second quarter and payment value rose 2.9%.

B2B: Meanwhile, business-to-business payments increased 10.4% from a year earlier, continuing their double-digit growth trajectory.