Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

Durbin Amendment expansion grassroots continues

Sep. 15, 2022

Community bankers can continue using ICBA’s Be Heard grassroots action center to oppose legislation that would create new credit card routing mandates that expand on Durbin Amendment payments interventions.

Grassroots Alert: The ICBA resource center allows community bankers to send customized messages urging their senators to oppose the Credit Card Competition Act of 2022 (S. 4674).

Background: Introduced by Sens. Roger Marshall (R-Kan.) and Dick Durbin (D-Ill.), the bill would require banks with over $100 billion in assets to offer merchants at least two networks to process credit cards, at least one of which cannot be owned by Visa or Mastercard. Contact Congress here.