Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

Nacha launches program for returning unemployment benefits

July 23, 2021

Nacha launched an opt-in program to facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by ACH credits.

Purpose: The program is designed to help improve the recovery of funds that may have been disbursed to inappropriate parties.

Participants: The program is beginning with two originating depository financial institutions participating on behalf of eight states: Florida, Idaho, Kansas, Minnesota, Montana, Nebraska, Utah, and Wisconsin.

More: Receiving depository financial institutions do not need to opt in to return funds to the participating states.