Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

CFPB cautions consumers on ‘buy now, pay later’

July 19, 2021

The Consumer Financial Protection Bureau recently published a blog post for consumers on buy-now-pay-later credit.

CFPB: The post cites the rise of BNPL offerings during the pandemic and encourages consumers to consider their finances, credit reporting, late fees, and alternative payment options.

More: A recent Main Street Matters post from ICBA Bancard President and CEO Tina Giorgio covers how community banks can help customers evaluate BNPL offerings.