Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

Bill would require Fed study on CBDC

March 31, 2021

Reps. Bill Foster (D-Ill.) and French Hill (R-Ark.) recently introduced legislation directing the Federal Reserve to work with other agencies to study and issue a report on central bank digital currencies.

Details: Under the Central Bank Digital Currency Study Act (H.R. 2211), the Fed would provide recommendations to Congress on feasible models for developing a CBDC to help policymakers discuss its potential benefits and challenges.

More: “As more countries explore and research CBDC, we must ensure that America does not fall behind,” Hill said.