Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

Boston Fed Encourages Tokenization Collaboration

Oct. 01, 2018

Federal Reserve Bank of Boston researchers encouraged stakeholders to continue collaborating on the development of payment tokenization. Noting that tokenization mitigates risk by eliminating the need to store and transmit a customer’s primary account number, a new paper says that collaboration will help expand its use in e-commerce, evaluate third-party token service providers, educate consumers, and anticipate future innovations.

 

Read the Paper