Our Position

Lending

Letters to Congress and Regulators

Title Recipient Date
Letter Supporting the Protecting Access to Credit for Small Businesses Act Sen. Tim Scott 03/19/24
Letter Supporting House Bill on Trigger Leads Reps. John Rose and Ritchie Torres 02/08/24
ICBA Letter in Support of the Fair Exams Act U.S. Senate 12/18/23
Joint Trades Opposition Letter to Rate Cap Amendment Sens. Jack Reed and Jeff Merkley 09/26/23
Request to Confirm the Legality of Special Purpose Credit Programs FDIC, Fed, OCC, CFPB, FHFA, HUD 09/08/23
Joint Letter on SBA Lending Legislation Priorities House Small Business Committee 09/08/23
Joint Letter Supporting Senate SECURE Notarization Act Sens. Cramer, Warner 05/14/23
Support for Trigger Leads Abatement Act Rep. Ritchie Torres 04/24/23
Request for Stay of Section 1071 Rule CFPB 03/24/23
Support for Small Lenders Exempt from New Data and Excessive Reporting Act Reps. Hill, Luetkemeyer, Williams 03/20/23
Joint Letter on White House Fiscal 2024 Budget House Budget, Ways and Means Committees 03/10/23
Comments on Proposal to Rescind SBLC Moratorium Small Business Administration 01/05/23
Joint Letter on SBA 7a Proposed Rules Small Business Administration 01/03/23
Comments on Title 1 Manufactured Home Limits Federal Housing Administration 12/19/22
Comments on Interagency Community Investment Committee Treasury Department 12/16/22
Comments on Small Mortgage Lending FHA 12/06/22
Joint Letter on SBA Affiliation and Loan Authorization Proposals SBA 12/02/22
Letter on Commercial Real Estate Loan Accommodations FDIC, OCC 10/06/22
Regulation Implementing the Adjustable Interest Rate LIBOR Act Federal Reserve System 08/26/22
Support for Making the CFPB Accountable to Small Business Act Rep. Scott Fitzgerald 08/18/22
Joint Letter on Defense Act House 07/12/22
Support for Passage of SECURE Notarization Act House Subcommittee on Consumer Protection and Commerce 06/23/22
Letter on June 22 Markup Commitee on Financial Services 06/22/22
Letter Supporting Amendment to Repeal Section 1071 House 06/14/22
FOIA Request Cover Letter to CFPB CFPB 05/26/22
Joint FOIA Request on 1071 Rule CFPB 05/26/22
Joint Letter Supporting SECURE Notarization Act Reps. Madeleine Dean, Kelly Armstrong 05/26/22
Letter Supporting Small LENDER Act Sens. Boozman, Cramer, Lummis, and Tillis 04/07/22
Letter Supporting E-SIGN Modernization Act Sen. John Thune 03/13/22
Support for LIBOR Fix Legislation Senate 02/28/22
504 Program Authorization Industry Letter to Congress U.S. Congress 02/23/22
Letter Supporting Bills to Modify Section 1071 Proposal U.S. House of Representatives 02/16/22
Comments on Beneficial Ownership Rule FinCEN 02/08/22
Comments on 1071 Small Business Lending Data Collection CFPB 01/06/22
Letter of Support for Senate SBA Direct Lending Bill Sen. Tim Scott 12/14/21
Joint Letter on House LIBOR Bill House 12/07/21
Letter on SBA Strategic Plan and Enterprise Learning Agenda SBA 11/22/21
Joint Letter Opposing SBA Direct Lending Senate 11/17/21
SBA 7(a) Direct Lending Letter House, Senate 11/12/21
Letter on LIBOR Transition Legislation Senate Banking Committee 11/01/21
Letter Opposing SBA Direct 7(a) Lending Provision House, Senate Small Business Committees 09/17/21
Comments on Disparate Impact Proposal HUD 08/24/21
Markup Letter on LIBOR, De Novo Bills House Financial Services Committee 07/28/21
Joint Letter Opposing National Rate Cap Senate Banking Committee 07/23/21
Joint Trades Opposition to House Consideration of SJ Res 15 True Lender House of Representatives 06/08/21
Joint Industry Consumer Letter Flex FHFA, Fannie Mae, Freddie Mac 06/03/21
Joint Letter to House on True Lender House of Representatives 05/24/21
Support for SECURE Notarization Act Sens. Cramer, Warner 05/13/21
Joint Trades Letter Title VIII of HR 2547 117th Congress 05/11/21
Joint Trades Letter Opposing SJ Res 15 True Lender 117th Congress 05/06/21
Coalition Letter Regarding Guzman Nomination to SBA Senate Committee on Small Business & Entrepreneurship 01/15/21
Parity for Main Street Employers Rep. Warren Davidson 04/16/20
Joint Trades Letter to SBA Administrator Carranza U.S. Small Business Administration 03/25/20
Comment Letter to the OCC and FDIC on Federal Interest Rate Authority OCC, FDIC 01/30/20
ICBA Letter in Support of S. 2839 Sen. John Kennedy 12/05/19
CFPB 10/07/16

Testimony

Title Committee Presenter Date
Testimony on SBA 7(a) Final Rule House Small Business Committee Alice Frazier 05/17/23
Testimony on the CFPB's 1071 Rule House Subcommittee on Economic Growth, Tax, and Capital Access Troy Peters 03/27/23
Testimony on the CFPB’s Small Business Lending Data Collection Rule House Subcommittee on Economic Growth, Tax, and Capital Access Lucas White 03/27/23
Testimony on SBA and PPP House Small Business Committee Robert J. Barnes 03/16/22
Testimony on Small-Business Access to Capital House Small Business Committee Alice Frazier 09/30/21
ICBA Testimony on PPP Forgiveness House Small Business Committee 09/01/21
ICBA Statement for True Lender Hearing Committee on Banking, Housing and Urban Affairs ICBA 04/28/21
Title Content Type Date
ICBA Summary of Rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans ICBA Summaries 11/16/2018
ICBA Summaries 08/26/2016
ICBA Summary of CFPB Proposed Rule on Consumer Arbitration Agreements ICBA Summaries 05/19/2016

Letters to Congress and Regulators

Title Recipient Date
Title Content Type Date
ICBA Summary of CFPB Proposed Rule on Consumer Arbitration Agreements ICBA Summaries 05/19/2016

Letters to Congress and Regulators

Title Recipient Date
Joint Letter on Military Base Rent Parity House, Senate Armed Services Committees 05/03/23
Joint Trades Letter Supporting Section 2885 in S.4049 - FY2021 NDAA Senate and House Armed Services Committee 06/30/20
Title Content Type Date
ICBA Summaries 08/26/2016

Letters to Congress and Regulators

Title Recipient Date
Letter to Agencies on Small-Business Report on Regulatory Burdens 06/07/24
Letter Supporting the Protecting Access to Credit for Small Businesses Act Sen. Tim Scott 03/19/24
Joint Letter on SBA Lending Legislation Priorities House Small Business Committee 09/08/23
Joint Trades Letter on SBA Legislation Senate Small Business Committee 07/18/23
Request for Stay of Section 1071 Rule CFPB 03/24/23
Support for Small Lenders Exempt from New Data and Excessive Reporting Act Reps. Hill, Luetkemeyer, Williams 03/20/23
Joint Letter on White House Fiscal 2024 Budget House Budget, Ways and Means Committees 03/10/23
Comments on Proposal to Rescind SBLC Moratorium Small Business Administration 01/05/23
Joint Letter on SBA 7a Proposed Rules Small Business Administration 01/03/23
Joint Letter on SBA Affiliation and Loan Authorization Proposals SBA 12/02/22
Support for Making the CFPB Accountable to Small Business Act Rep. Scott Fitzgerald 08/18/22
Letter Supporting Amendment to Repeal Section 1071 House 06/14/22
ICBA Letter on June 14 House Markup House Financial Services Committee 06/13/22
Letter on June 14 Markup House Financial Services Committee 06/08/22
Letter Supporting Small LENDER Act Sens. Boozman, Cramer, Lummis, and Tillis 04/07/22
504 Program Authorization Industry Letter to Congress U.S. Congress 02/23/22
Letter Supporting Bills to Modify Section 1071 Proposal U.S. House of Representatives 02/16/22
Comments on 1071 Small Business Lending Data Collection CFPB 01/06/22
Letter of Support for Senate SBA Direct Lending Bill Sen. Tim Scott 12/14/21
ICBA Letter of Support for HR 6037 Committee on Small Business 11/29/21
Comment Letter Guide - Small Business Loan Data Collection Proposed Rule Section 1071 CFPB 11/29/21
Letter on SBA Strategic Plan and Enterprise Learning Agenda SBA 11/22/21
Joint Letter Opposing SBA Direct Lending Senate 11/17/21
SBA 7(a) Direct Lending Letter House, Senate 11/12/21
Letter Requesting 1071 Comment Extension CFPB 11/03/21
Letter Opposing SBA Direct 7(a) Lending Provision House, Senate Small Business Committees 09/17/21
Coalition Letter Regarding Guzman Nomination to SBA Senate Committee on Small Business & Entrepreneurship 01/15/21
ICBA Response to 1071 Outline Proposal CFPB 12/14/20
Joint Trades Letter to SBA Administrator Carranza U.S. Small Business Administration 03/25/20
ICBA Letter in Support of H.R. 5574 Rep. Roger Williams 01/17/20
House Small Business Committee 01/16/18

Testimony

Title Committee Presenter Date
Streamlining and Coordinating Support for Rural Small Businesses Senate Small Business Committee Gus Barker 09/18/24
Testimony on SBA 7(a) Final Rule House Small Business Committee Alice Frazier 05/17/23
Testimony on the CFPB's 1071 Rule House Subcommittee on Economic Growth, Tax, and Capital Access Troy Peters 03/27/23
Testimony on the CFPB’s Small Business Lending Data Collection Rule House Subcommittee on Economic Growth, Tax, and Capital Access Lucas White 03/27/23
Testimony on SBA and PPP House Small Business Committee Robert J. Barnes 03/16/22
Testimony on Small-Business Access to Capital House Small Business Committee Alice Frazier 09/30/21
ICBA Testimony on PPP Forgiveness House Small Business Committee 09/01/21
ICBA Testimony for Hearing on Inclusive Lending Committee on Financial Services, Subcommittee on Consumer Protection and Financial Institutions James H. Sills, III 06/03/20

Letters to Congress and Regulators

Title Recipient Date
CFPB 10/07/16

Testimony

Title Committee Presenter Date
Streamlining and Coordinating Support for Rural Small Businesses Senate Small Business Committee Gus Barker 09/18/24
Testimony on SBA 7(a) Final Rule House Small Business Committee Alice Frazier 05/17/23
Testimony on the CFPB's 1071 Rule House Subcommittee on Economic Growth, Tax, and Capital Access Troy Peters 03/27/23
Testimony on the CFPB’s Small Business Lending Data Collection Rule House Subcommittee on Economic Growth, Tax, and Capital Access Lucas White 03/27/23
Testimony on SBA and PPP House Small Business Committee Robert J. Barnes 03/16/22
Testimony on Small-Business Access to Capital House Small Business Committee Alice Frazier 09/30/21
ICBA Testimony on PPP Forgiveness House Small Business Committee 09/01/21
ICBA Testimony for Hearing on Inclusive Lending Committee on Financial Services, Subcommittee on Consumer Protection and Financial Institutions James H. Sills, III 06/03/20