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Federal regulators announced 2025 updates to key regulatory thresholds.
Mortgage Loans: The threshold for exempting loans from special appraisal requirements for higher-priced mortgage loans will increase from $32,400 to $33,500, effective Jan. 1.
Consumer Transactions: Truth in Lending Act and Consumer Leasing Act protections generally will apply to consumer credit and lease transactions of $71,900 or less in 2025.