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The Consumer Financial Protection Bureau issued guidance to consumer reporting companies to address inaccurate background check reports and credit file sharing practices.
Details: The CFPB’s two advisory opinions say:
Background check reports must be complete, accurate, and free of information that is duplicative, outdated, expunged, sealed, or otherwise legally restricted from public access.
People are entitled to receive all information contained in their consumer file at the time they request it, along with the source or sources of the information.