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The Federal Housing Finance Agency increased the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2024.
National Baseline: The limit for one-unit properties in most parts of the country will rise to $766,550, an increase of $40,350 from 2023.
High-Cost Areas: The maximum loan limit will be $1,149,825 in areas in which 115% of the local median home value exceeds the baseline loan limit and for one-unit properties in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.