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Community banks with less than $100 million in assets are offering better overdraft pricing to consumers than "rival" credit unions, according to a Moebs Services report covered by CU Today. These community banks had average overdraft prices of $26.26—$2.14 lower than at credit unions and $8.07 lower than at large banks.
The higher overdraft fees at credit unions help illustrate the risks of acquisitions of taxpaying community banks by tax-exempt credit unions, which ICBA continues spotlighting through its "Wake Up" campaign.