ICBA’s Regulator Day: Fostering Community Bank Innovation Through Industry Collaboration

Feb 24, 2025
Innovation never stops, but regulatory considerations can impede progress if not properly accounted for and managed. That’s why it’s crucial to create dedicated spaces where innovators, regulators, and policymakers can form a brain trust to address technology adoption challenges in the financial industry.

Concepts and facts - ChatGPT gets it mostly right on yield curve shapes

Feb 20, 2025
The Treasury yield curve is a critical financial indicator that depicts the relationship between interest rates and the maturity dates of U.S. government debt. Typically, the yield curve slopes upward, reflecting higher yields for long-term securities compared to short-term ones.

Countdown to ISO 20022: Key Steps for Community Banks to Ensure a Smooth Fedwire Transition

Feb 14, 2025
With the Federal Reserve rescheduling until July 14 the Fedwire Funds Service’s conversion to the ISO 20022 message format, community banks have four extra months to ensure they are ready. Fortunately, there are a variety of resources available to help ensure a successful transition.