Consumer & Business Response

Disasters are unpredictable and can be devastating to a community. But there is a lot your bank can do to help prepare your customers for these events.

Help Consumers Prepare for a Natural Disaster

Disasters are unpredictable and can be devastating to a community. But there is a lot your bank can do to help prepare your customers for these events.

Share these tips:

  • Store important documents such as proof of identity, property ownership, insurance policies, bank and investment account information, and three years of tax returns in a bank safe-deposit box. Encase these items in plastic bags to prevent moisture.
  • Prepare additional copies of critical documents such as birth certificates, adoption papers, marriage licenses and the deed to your home for safekeeping and inform a trustee, relative or attorney of their location.
  • Print out key contact information for executors, trustees and guardians and store it in a secure location, either in your safe-deposit box or with a close relative.
  • Inventory personal and household valuables (take photos and keep receipts) to help evaluate replacement costs.
  • Include surplus cash, preferably small bills, in your home emergency kit. The kit should also include a three-day supply of food and water, a first aid kit, can opener, radio, flashlights and batteries.
  • Create digital copies, which can serve as a supplement or backup to paper documents.  Scanned or electronic documents can be uploaded with secure online backup services.
  • Contact your insurance agent or visit the Federal Emergency Management Agency’s website to determine if a flood insurance policy is right for you.

As Hurricane Ian makes landfall, ICBA offers community bank resources

Sep. 29, 2022

With Hurricane Ian making landfall in Florida as a Category 4 hurricane, ICBA offers updates on its Hurricane Preparedness resource center.

Latest: As of Wednesday afternoon:

  • Hurricane Ian was moving through Southwest Florida at 9 miles per hour with maximum sustained winds of roughly 150 miles per hour.

  • Governor Ron DeSantis has requested a major disaster declaration from President Joe Biden for the state’s 67 counties and Federal Emergency Management Agency funding to support counties directly affected by the storm.

  • The state has issued mandatory evacuation orders for coastal communities, mobile homes, and low-lying areas in certain counties.

ICBA Resources: ICBA’s Hurricane Preparedness resource center offers updates on Hurricane Ian as well as state and national resources, critical infrastructure tools, and more to help community bankers weather the storm and support recovery.

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