Federal Reserve Vice Chair for Supervision Michelle Bowman said she continues to prioritize community bank outreach to ensure their voice is part of agency efforts to shape a new regulatory framework.

FDIC Acting Chairman Travis Hill said deposit insurance reform could strengthen depositor confidence.

The Cybersecurity & Infrastructure Security Agency, National Security Agency, and international cybersecurity released Microsoft Exchange Server Security Best Practices, a guide to help network defenders harden on-premises Exchange servers against exploitation by malicious actors.

The U.S. District Court for the Eastern District of Kentucky stayed the compliance deadline for the Consumer Financial Protection Bureau’s Section 1033 rule.

The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.75% to 4.0%.

ICBA encouraged senators to advance the nomination of FDIC Acting Chairman Travis Hill to serve as FDIC chairman.

ICBA and other groups expressed opposition to the Protecting Consumers from Unreasonable Credit Rates Act (S. 2781), which would institute new government price controls for consumer loans, diminishing access to credit for individuals and small-business owners.

A group of 120 House Democrats urged the Trump administration to protect the Community Development Financial Institutions Fund, saying its work is vital in supporting families, businesses, and communities that rely on this source of economic empowerment.

The Independent Community Bankers of America (ICBA) today encouraged Senate Banking Committee members to advance the nomination of Federal Deposit Insurance Corporation Acting Chairman Travis Hill to serve as FDIC chairman.

ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.

The OCC proposed rescinding its recovery planning guidelines for certain large banks.

With the ongoing government shutdown threatening to harm local economic growth, ICBA encouraged all sides to work together to reopen the government.

The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.

Social Security benefits and Supplemental Security Income payments for more than 75 million Americans will increase by 2.8% in 2026, according to the Social Security Administration. SSA said that, on average, Social Security retirement benefits will increase by about $56 per month starting in January.

The Independent Community Bankers of America (ICBA) issued the following statement on the federal government shutdown.

A group of 105 Republican senators and representatives strongly urged the Trump administration to continue carrying out the statutory obligations of the Community Development Financial Institutions Fund.

ICBA called on federal banking regulators in the Trump administration to continue advancing ICBA’s deregulatory recommendations via the latest Economic Growth and Regulatory Paperwork Reduction Act review.

The Senate Banking Committee published public support from ICBA and other groups for a bill to raise currency transaction reporting and Suspicious Activity Reporting thresholds.

Two Democratic senators called on the FDIC to halt industrial loan company charter approvals until Congress passes a law defining ILCs as banks.

With lawmakers deliberating deposit insurance reform proposals, ICBA this week released recommended principles to inform the debate.