Compliance Institute

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Compliance Institute

Sep 14 - Sep 19, 2025 | In-Person Institute

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

This high-quality program provides a fast-paced learning environment that will lead to a detailed study of the relevant areas of regulatory compliance with a focus on the key concepts that spell success in the examination context.

Each regulation is approached in terms of the requirements, best practice internal controls, and audit objectives. Learning is reinforced with many sample disclosures, applicability charts, and illustrative quizzes and exercises.

The program addresses current hot issues and areas of focus in regulatory compliance. Deep dives into the common challenges related to recent regulatory reform will be covered and the latest guidance and interpretations on all recent rule-making efforts will be discussed.

This solid foundation allows the attendee to return to their bank and support their product and service offerings and remain competitive in their marketplace.

To earn the Certified Community Bank Compliance Officer (CCBCO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exams. If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

  • Understand the key elements of a bank’s compliance management program.

  • Understand the fundamental and disclosure requirements of bank lending regulations including Reg Z, RESPA, HMDA, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and flood insurance compliance.

  • Identify fair lending practices and data collection/reporting requirements as outlined in ECOA/Reg B, FCRA, CRA, HMDA, and Fair Housing Act.

  • Outline the key privacy requirements banks must follow under Reg P including the Sections 13, 14, and 15 information-sharing exceptions.

  • Associate deposit account disclosure requirements with the appropriate regulations including Reg CC, Reg DD, and Reg E

  • Identify disclosure requirements and permissible activities under Right to Financial Privacy Act, Consumer Sales of Insurance, and Non-Deposit Investment Products.

  • Understand the risk exposure and mitigation steps banks may take to manage UDAAP compliance for the bank.

  • Recognize compliance risks and disclosure requirements in advertising and marketing activities by a bank.

Date
Information (Central Time unless otherwise noted)
Sunday, September 14
Registration

1:30 p.m. – 2:00 p.m.

Lending Compliance

2:00 p.m. – 6:00 p.m.

Current Regulatory Environment; FCRA, RESPA; Regulation Z: Closed-end: Finance Charge, Calculations, TIL 

Monday, September 15
Lending Compliance

8:00 a.m. – 5:00 p.m.

Regulation Z: Closed-end: ARM Loans, Rescission, Prohibited Act, HOEPA, HPML, ATR/QM, TRID

Lunch

12:00 p.m. – 1:00 p.m.

Tuesday, September 16
Lending Compliance

8:00 a.m. – 5:00 p.m.

Loan Servicing, Open-End Credit, Flood Insurance, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and HMDA 

Lunch

12:00 p.m. – 1:00 p.m.

Wednesday, September 17
Lending Compliance

8:00 a.m. – 4:30 p.m.

Fair Lending- Reg B (Including 1071), CRA

Lunch

12:00 p.m. – 1:00 p.m.

Thursday, September 18
Deposit and Marketing Compliance

8:00 a.m. – 4:30 p.m.

E-Sign, Regulation DD – TISA, Regulation CC, Regulation P, Right to Financial Privacy, Regulation E 

Lunch

12:00 p.m. – 1:00 p.m.

Friday, September 19
Deposit and Marketing Compliance

8:00 a.m. – 12:00 p.m.

UDAAP, Consumer Sales of Insurance, Nondeposit Investment Programs, Advertisement of Membership, Marketing & Advertising Compliance

Monday, September 22 – Thursday, September 25
Certification Exams

Held via ICBA online portal for those enrolled in CCBCO certification program. There are (2) exams, Lending Compliance, and Deposit & Marketing Compliance.

The certification exams will be available following the conclusion of the institute. You will be able to access and complete the exams any time after the institute adjourns. However, you must complete the exams no later than the exam date and time shown above. The exams are timed, and you will be allotted the same amount of time to complete each exam no matter when you choose to take them.

IMPORTANT - The Lending Compliance exam is 150 questions, and you are given 3 hours to complete it. You must complete this exam in one sitting. The Deposit & Marketing exam is 50 questions, and you will have 60 minutes to complete it. These are timed exams so once you begin an exam you must complete it without interruption. The two exams can be completed at different times but must be completed no later than Thursday, September 25 at 5:00 p.m. Central Time.

Note - If you do not pass the exam(s), you will have the opportunity to retake the exam(s) at a future retake date.

Pricing

ICBA Members: $2,999

Non-Members: $3,899

Non-Bankers* : $4,799

Certification Testing Fee: $500

Printable Registration Form

*Attendance may be subject to ICBA approval.


Attendance & Cancellation Policy

  • Full payment is required prior to event attendance. 
  • Registration fee is valid for only the individual registered. Each attendee must register.
  • A substitute registration will be accepted. Please notify ICBA Education if registration needs to be changed. 
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund. 
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs. 
  • No refunds will be issued once the bank has received event materials or after the event start date. 
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA. 

Continuing Professional Education Credit (CPE) Requirements

To receive full CPE credit for the in-person event you must meet the following requirements: 

  • Sign in daily. The sign-in sheet will be located on the registration table outside of the conference room.  
  • Attend the session in its entirety. 
  • Participate in all group activities and projects. 

* View CPE Credit Hours in the “Who Should Attend” section.  

This event is not recorded. For more information, call 800-422-7285 or email [email protected]

Bloomington, MN

Details coming soon!

Who should attend: Compliance officers, auditors, BSA/AML officers

Prerequisites: Basic knowledge of bank compliance.

Advanced Preparation: Required completion of Compliance Management System online course.

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

Continuing Professional Education (CPE) Credit Hours: 42

Certification Offered: Certified Community Bank Compliance Officer (CCBCO)

Kristen Ritter
Kristen Ritter

SVP/Assistant Director of Compliance

TIB Consulting Solutions

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.

"I think the regulations chosen for the institute provide a solid foundation for anyone in the compliance area."

"This program provided a greater understanding of the regulations and what it takes to have a successful compliance program."

"I learned many things that I am able to bring back to my institution. Especially around Reg Z and Reg CC."