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Real estate lending is often the most difficult type of lending to do correctly. There are numerous challenges in financing real estate, not the least of which is understanding the various types of real estate and the embedded risk. This seminar walks through underwriting and structure of construction financing, investment real estate, owner occupied real estate, multifamily, residential development, as well as specialty use.
This is a foundational class that does require experience in understanding financial statements, basic loan structuring as well as credit analysis skills.
Participants will review in detail, the new construction process, title work, appraisals, environment reports, draw requests, and early warning signs of trouble in your project or borrower.
Learning Objectives:
Introduction to various real estate types and the risk they carry.
Understanding the financial information that borrowers provide as well as the various documents that you are required to have to completely review the project.
How to develop an organized process to correctly stage the underwriting, analysis and receipt of title work, appraisal, and other documents needed to successfully complete the financing.
How to build the right financing structure to mitigate and balance the risk between the borrower and the bank.
Real estate lending pitfalls to avoid.
How to manage the draw process in new construction.
Understand the proper structure and control of land development projects.
Become familiar with the various ownership structures that you will see in real estate ventures.
Exposure to early warning signs that the cash generating real estate may be in trouble.
9:00 a.m.- 12:00 p.m.
Real estate types and associated risks
Borrower financials and documentation
Best practices to achieve financing success.
Finding balance: Optimal financing structures
12:00 p.m.- 12:30 p.m.
12:30 p.m. – 4:30 p.m.
Avoiding real estate lending pitfalls
The new construction draw process explained.
Assuring the structure and control of land development projects.
Real estate ownership structure types
Early warning signs of trouble
ICBA Members: $495
Non-Members: $595
Non-Banker* : $695
Bank Director Program Members: $295
Bank Director Program Non-Members: $395
*Attendance may be subject to ICBA approval.
This event is not recorded. For more information, call 800-422-7285 or email education@icba.org.
Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.
Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders
Prerequisites: Basic knowledge of credit issues
Advanced Preparation: None
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Live
Continuing Professional Education (CPE) Credit Hours: 7.5
To receive full CPE credit for ICBA livestream event you must meet the following requirements:
ICBA Education is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org.
In accordance with the standards of the National Registry of CPE Sponsor, CPE credits have been granted based on a 50-minute hour.
President
Stevens Risk Management LLC
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As such, The Independent Community Bankers of America ("ICBA" or the "Association") has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.
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