Agricultural Credit Analysis Seminar

Agriculture Field Square

Agricultural Credit Analysis Seminar

Jul 31, 2025 | Livestream Seminar

This seminar is designed to meet the needs of agricultural lenders by identifying market issues and providing the tools to assess the borrower’s ability to navigate difficult times.   

In the last decade, the agriculture field has faced significant headwinds that have stressed many farmers and lenders alike.

Using the core financial statements, we will structure the analysis and borrower’s cash flow to determine the right credit structure when financing is warranted. We will also look at catching the early warning signs of deterioration and what can be done.

Learning Objectives

Understanding Credit Risk

  • Agriculture Market Risk

  • Agriculture Management Risk

Financial Statement Analysis

  • Crop/Animal Statements

  • Cash Budgets

Liquidity Management

  • Guarantor Analysis

  • Sensitivity/Stress Tests

Agriculture Cash Flow Analysis

  • Operational Cash Flow

  • Global Cash Flow

  • Coverage Issues

Developing the Right Credit Structure

  • Seasonal Lines

  • Term Loans

  • Carry Over Loans

Early Warning Signs of Deterioration

  • Systemic Market Issues

  • Management Issues

Date
Information (Central Time unless otherwise noted)
Thursday, July 31

8:30 a.m. – 12:00 pm

  • Understanding Credit Risk

  • Managing Credit Risk

  • Credit Risk Assessment

  • Marketplace Factors

  • Management Analysis

  • Financial Statement Analysis

  • Personal Financial Statement Analysis

Lunch

12:00 p.m. - 12:30 p.m.

12:30 p.m. – 4:30 p.m.

  • Global Cash Flow Analysis

  • Credit Essentials & Risk

  • Proper Loan Structure

  • Troubled Credit

  • Workout Plans

Pricing

ICBA Members: $495

Non-Members: $595

Non-Banker* : $695

Printable Registration Form

*Attendance may be subject to ICBA approval.


Attendance & Cancellation Policy

  • Full payment is required prior to event attendance.
  • Registration fee is valid for only the individual registered. Each attendee must register.
  • A substitute registration will be accepted. Please notify ICBA Education if registration needs to be changed.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • If the program is canceled by ICBA, ICBA’s liability is limited to the registration fee.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

This event is not recorded. For more information, call 800-422-7285 or email education@icba.org.

Livestream Seminar

Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders.

Prerequisites: Basic knowledge of credit issues

Advanced Preparation: None

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

Continuing Professional Education (CPE) Credit Hours: 8


Continuing Professional Education Credit (CPE) Requirements

To receive full CPE credit for ICBA livestream event you must meet the following requirements: 

  • Enter your full name when joining the event in Zoom. Your Zoom session must display your full name and match the registration. 
  • Attend the livestream session with camera on for the duration of the session. NOTE - If attending by phone audio only, no CPE will be awarded due to participant’s inability to respond to poll questions.  
  • Participate in all group activities and breakout rooms.  
  • If the program is canceled by ICBA, ICBA’s liability is limited to the registration fee.
  • Answer all poll questions displayed during the session. If you are unable to answer the poll questions within the poll feature, submit your answer in the chat.

NASBA Statement

ICBA Education is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org.

In accordance with the standards of the National Registry of CPE Sponsor, CPE credits have been granted based on a 50-minute hour.

brad stevens
Brad Stevens

President

Stevens Risk Management LLC

Code of Conduct

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As such, The Independent Community Bankers of America ("ICBA" or the "Association") has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


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