Credit Analyst Institute

Business Credit Accounting

Credit Analyst Institute

May 19 - May 22, 2025 | In-Person Institute

Master the necessary financial analysis skills needed by today's credit analysts and the additional expertise vital to a community bank's overall lending success.

Through group discussion, case studies, workout plans and more, our industry experts will teach you the most important skills needed to perform your duties and advance your career as a credit analyst.

To earn the Certified Community Bank Credit Analyst (CCBCA) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

  • Understand key functions such as financial analysis, overall business risk, and customer relationship needs.

  • Be aware of legal landmines and exposures in your credit memo.

  • Identify strategic strengths and weaknesses of a credit request.

  • Enrich your understanding of covenant tracking and loan file documentation requirements.

  • Learn to stay ahead of potential compliance exposures in your credit portfolio.

  • Develop financial, analytical, and business writing skills.

Date
Information (Central Time unless otherwise noted)
Monday, May 19
Registration

1:30 p.m. - 2:00 p.m.

Financial Analysis - Introductions/Case Study Exercise

2:00 p.m. - 5:00 p.m.

Tuesday, May 20
Financial Analysis cont./ Discuss Case Study Exercise

8:00 a.m. – 11:30 a.m.

Lunch

11:30 p.m. – 12:30 p.m.

Legal Considerations

12:30 p.m. – 5:30 p.m.

Documentation/Covenant Tracking & Monitoring/MIS Report Generation/Role of Credit Memo/Lender Liability Legal Compliance – Lender Liability/Documentation Overview/UCC Issues-File, Monitor, Preparation, etc./Compliance Overview-CX Considerations in Credit Analyst Role 

Wednesday, May 21
Financial Statement Analysis

8:00 a.m. – 12:00 p.m.

Common Sizing/ Ratios Exercise/PFS Exercise/Case Study Exercise 

Lunch

12:00 p.m. – 1:00 p.m.

Cash Analysis Tools

1:00 p.m. – 5:00 p.m.

Cash Drivers/Cash to Cash Cycle Exercise/Cash Cycle/Cash Flow Exercise

Thursday, May 22
Credit Analysis

8:00 a.m. – 11:00 a.m.

Marketplace Analysis/Industry Analysis/Business Analysis/Management Analysis/Case Study Exercise

Credit Memo Conclusion & Final Comments

11:00 a.m. – 11:30 a.m.

Tuesday, May 27
Certification Exam

10:00 a.m. – 11:15 a.m.

Held via ICBA online portal for those enrolled in CCBCA certification program. 

Note - If you do not pass the exam, you will have the opportunity to retake the exam at a future retake date. 

Pricing

ICBA Members: $1,699

Non-Members: $2,199

Non-Bankers* : $2,699

Certification Testing Fee: $500

Printable Registration Form

*Attendance may be subject to ICBA approval.


Attendance & Cancellation Policy

  • Full payment is required prior to event attendance. 
  • Registration fee is valid for only the individual registered. Each attendee must register.
  • A substitute registration will be accepted. Please notify ICBA Education if registration needs to be changed. 
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund. 
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs. 
  • No refunds will be issued once the bank has received event materials or after the event start date. 
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA. 

Continuing Professional Education Credit (CPE) Requirements

  • To receive full CPE credit for ICBA livestream event you must meet the following requirements: 
  • Enter your full name when joining the event in Zoom. Your Zoom session must display your full name and match the registration. 
  • Attend the livestream session with camera on for the duration of the session. NOTE - If attending by phone audio only, no CPE will be awarded due to participant’s inability to respond to poll questions.  
  • Participate in all group activities and breakout rooms.  
  • Answer all poll questions displayed during the session. If you are unable to answer the poll questions within the poll feature, submit your answer in the chat.  

To receive full CPE credit for the in-person event you must meet the following requirements: 

  • Sign in daily. The sign-in sheet will be located on the registration table outside of the conference room.  
  • Attend the session in its entirety. 
  • Participate in all group activities and projects. 

* View CPE Credit Hours in the “Who Should Attend” section.  

This event is not recorded. For more information, call 800-422-7285 or email [email protected]

Bloomington, MN

Details coming soon!

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders

Prerequisites: Basic knowledge skills of credit analysts.

Advanced Preparation: Recommended-Complete complimentary pre-recorded course sent upon registration.

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

CPE Credit Hours: 25.5

Certification Offered: Certified Community Bank Credit Analyst (CCBCA)

brad stevens
Brad Stevens

President

Stevens Risk Management LLC

Cliston Doc Bodine
Doc Bodine

Gerrish Smith Tuck

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.

"The Credit Analyst Institute taught me that credit analysis is understanding more than just the numbers and how important qualitative analysis is."