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Save $100 when you register for the bundled Loan Review and the Advanced Loan Review Seminars.
The Loan Review Seminar and Advanced Loan Review Seminar are essential for mastering the loan review process in community banks. In the foundational Loan Review Seminar, you'll learn how to structure an effective loan review process, establish policies and procedures for identifying problem credits, and apply consistent loan classification guidelines.
Building on this foundation, the Advanced Loan Review Seminar takes your skills further. This session addresses complex challenges like computing global cash flows for businesses and guarantors, analyzing portfolio concentrations, and understanding economic trends. Participants will engage in discussions on lending decisions, comparing companies with strong cash flow but weak collateral versus those with weak cash flow but strong collateral.
Learning Objectives
Loan Review Seminar
Identify the elements of an effective loan review process.
Gain familiarity with risk rating systems.
Know how to conduct basic cash flow analysis.
Understand and improve credit write-ups.
Learn how to conduct appraisal reviews.
Know the hallmarks of problem loans.
Advanced Loan Review Seminar
Move beyond the calculations and gain a thorough understanding of credit administration review.
Analyze enhanced credit risk monitoring (stress testing, concentrations of credit).
Understand global cash flow analysis.
Review agricultural credit.
Perform collateral valuation updates.
Examine advanced problem loan management.
Navigate regulatory enforcement actions.
8:30 a.m. - 12:00 p.m.
Introductions
Elements of an Effective Loan review Process
Risk Rating Systems
2:00 p.m. - 12:30 p.m.
12:30 p.m. - 4:30 p.m.
Basic Cash Flow Analysis
Understanding and improving credit write-ups
Loan Review Case Studies
8:30 a.m. - 12:00 p.m.
Appraisal Review
Problem Loans
Transitioning from Allowance to Loan and Lease Losses (ALLL) to Current Expected Credit Losses (CECL)
8:30 a.m. - 12:00 p.m.
Beyond the Calculations – Credit Administration Review
Enhanced Credit Risk Monitoring (Stress Testing, Concentrations of Credit)
12:00 p.m. – 12:30 p.m.
12:30 p.m. - 4:30 p.m
Global Cash Flow Analysis
Reviewing Agricultural Credit
8:30 a.m. - 12:00 p.m.
Collateral Valuation Updates
Advanced Problem Loan Management
Navigating Regulatory Enforcement Actions
ICBA Members: $1,290
Non-Members: $1,490
Non-Banker* : $2,290
Bank Director Program Members: $890
Bank Director Program Non-Members: $1,090
Pricing includes $100 discount.
*Attendance may be subject to ICBA approval.
To receive full CPE credit for ICBA livestream event you must meet the following requirements:
* View CPE Credit Hours in the “Who Should Attend” section.
This event is not recorded. For more information, call 800-422-7285 or email [email protected].
Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.
Who should attend: Credit analysts, credit review professionals, lenders, branch managers and any staff with loan review duties
Prerequisites: No previous experience or training required.
Advanced Preparation: None
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Live
Continuing Professional Education (CPE) Credit Hours: 24
Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.
As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.
Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.