Credit Analysis Basics

Webinar

Credit Analysis Basics

Feb 19, 2025 | 11:00 am ET • 10:00 am CT | Webinar

Banks face increasing pressure to make sound lending decisions while adhering to evolving regulations. This makes it essential for professionals to understand the key factors—such as the 5 Cs of credit—and the complex compliance requirements that govern consumer, mortgage, and commercial lending.

In addition, the seminar will cover key aspects of loan structure, support, and documentation, highlighting their crucial role in the lending process. Participants will also receive an introduction to essential loan compliance requirements, including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting, ensuring a well-rounded understanding of the regulatory framework that governs lending practices.

Learning Objectives:

  • Understand how banks assess lending risk using the five C’s of credit: capacity, capital, collateral, conditions, and character.

  • Explore the three main areas of bank lending, consumer, mortgage, and commercial, and apply them to individual case studies.

  • Gain a solid foundation in loan structure, support, documentation, and compliance, including key regulations and best practices.

Duration: 90 minutes

Register
Register
Register

Pricing

ICBA Members

Live: $209

On-Demand: $229

Live + On-Demand: $249


Non-Members

Live: $309

On-Demand: $329

Live + On-Demand: $449


Unlimited Webinar Pass subscription: $0

Attendance/Cancellation Policy:

  • Full payment is required prior to live webinar attendance. Digital products will be made available when full payment is received.
  • Registration fee is valid for only the individual registered. Each attendee must register.
  • Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.
  • Refunds will not be granted unless there is a technical issue that cannot be resolved that prevents the purchaser from accessing and/or using the product. Refund requests for technical issues must be received within 15 days of the date of purchase. No refunds will be issued once the bank has received webinar materials or after the start date.

Continuing Professional Education Credit (CPE) Requirements (if applicable*)

  • Enter your full name when joining the webinar. Your Zoom session must display your full name and match the registration.
  • Attend the live webinar session for the duration of the session. NOTE - If attending by phone audio only, no CPE will be awarded due to participant’s inability to respond to poll questions.
  • Answer all poll questions displayed during the session.

*View CPE Credit Hours in the “Who Should Attend” section.

For more information, call 800-422-7285 or email [email protected].

Who should attend: Credit Analysts, Loan Assistants, Consumer Loan officers, Residential Loan Officers, Relationship Managers, Loan Documentation Specialists, Branch Managers, Private Bankers, and Business Development Officers

Prerequisites: Basic knowledge of banking.

Advanced Preparation: None

Program Level: Basic

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based.

CPE Credit Hours: 1.5

David Osburn

Osburn & Associates, LLC

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy