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Take advantage of ICBA webinars, seminars, and other events to help you stay ahead of the competition. We offer a variety of courses to fit every need and schedule.
Start: October 16, 2024 12:00 AM CST
Finish: October 16, 2024 12:00 AM CST
As bankers, we know that cash flow, not collateral, deposits, or guarantors, ultimately repays loans. To effectively address our clients' needs, we must fully grasp how a borrower will repay the debt we're extending. Every loan request stems from a cash shortfall, and it's critical to understand both the cause of this shortfall and how it will be resolved.
Now is the time to master the fundamentals of analyzing a borrower's cash flow, explore various cash flow models, including traditional methods, and gain a deeper understanding of the UCA (Uniform Credit Analysis) cash flow model and why it is essential for accurate financial assessment.
Learning Objectives:
Duration: 60-minutes
As bankers, we know that cash flow, not collateral, deposits, or guarantors, ultimately repays loans. To effectively address our clients' needs, we must fully grasp how a borrower will repay the debt we're extending. Every loan request stems from a cash shortfall, and it's critical to understand both the cause of this shortfall and how it will be resolved.