We will look at liquidity versus solvency issues, management strength, industry strength, as well as the impact of the new COVID era on credit risk.
You will be introduced to not only early warning indicators, but how to effectively develop an action plan with the goal of returning the client to a pass status or minimizing the loss to both the client and the bank.
Build a pro-active mindset in identifying concerning trends that left unaddressed could lead to a bank loss. A past due payment is not an early warning sign. It’s an indication that you have already missed the opportunity to assist your client.