IRA Withholding Rules - And Getting Them Right

Are you confident that you’re adhering to all federal and state withholding rules? Compliance reviews performed by Ascensus reveal that many financial organizations are unclear on IRA withholding rules. The SECURE Act has raised penalties for improper withholding notifications, and the IRS has recently updated withholding notices and requirements for different types of IRA distributions.

This course covers federal and state withholding requirements, how to inform IRA owners of their withholding rights, how to manage withheld assets, handling withholding for foreign individuals, and the penalties for failing to comply with withholding rules.

Learning Objectives:

• Understand IRA withholding rules.

• Discover the requirements for both federal and state withholding rules.

• Learn how to handle IRA withholdings to maintain compliance.

Duration: 60 minutes

Who Should Attend: Branch Managers, Assistant Branch Managers, Bankers, Universal Bankers, Operations Personnel, IRA Specialists

Instructor(s): Professionals from Ascensus

Recorded: Oct. 30, 2025.